2805 Clover Dew Ct, Valrico, FL 33596 Property Records

Hillsborough County property record for 2805 Clover Dew Ct, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,806 sqft · built 2002
Lot Size	0.343 acres (14,935 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Apr 2023)
Tax Bill	$9,668 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087182-5914`

Property Details

APN / Parcel Number

Primary APN	`087182-5914`
Alternative APN	`U0430215LTD00000000070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,806 sqft Living Area
Gross Area	3,826 sqft
1st Floor Area	2,806 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,935 sqft (0.343 acres)
Lot Dimensions	196 ft deep x 82.1 ft wide
Garage Type	Attached
Garage Area	745 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Open Porch
Porch Area	275 sqft
Deck Area	Deck Area
Patio Area	861 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0871825914
Street Address	2805 CLOVER DEW CT
City	VALRICO
State	FL
Zip	33596-7947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	TWIN LAKES PARCELS D1 D3 AND E1 LOT 7 BLOCK D
Legal Range	21E
Legal Township	30S
Legal Section	04
Legal Subdivision	TWIN LAKES PARCELS D1 D3 AND E1
Legal Tract	5LT
Legal Block	D
Legal Lot Number	7
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2015
Census Tract	13207

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2805 CLOVER DEW CT, VALRICO, FL 33596-7947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Warranty Deed, Transfer · VA Mortgage PLAINS COMMERCE BANK
Feb 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jun 24, 2019	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2023 · Amount on File
Deed Sale	Apr 10, 2023 · Amount on File
Prior Sale	Jun 24, 2019 · Amount on File
Deed Document Number	2023147998
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 10, 2023
Property Address	2805 CLOVER DEW CT, VALRICO, FL 33596-7947
Document Number	0000147998
Map Reference	MB 88 PG 1
Instrument Date	Apr 4, 2023
Instrument	2023147998
Transaction Type	Transfer
Record Updated	Apr 27, 2023
Title Company	HILLSBOROUGH TITLE III LLC, HILLSBOROUGH TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4105 38TH AVE S # S75D, S75D, ST PETERSBURG, FL 33711-4080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 CLOVER DEW CT, VALRICO, FL 33596-7947

Mortgage

Document Number	0000147999
Date	Apr 10, 2023
Instrument	2023147999

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2805 CLOVER DEW CT, VALRICO, FL 33596-7947
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0255730846
Date	Feb 21, 2018
Book Page	25573/0846
Instrument	2018070846

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2033

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 24, 2019
Property Address	2805 CLOVER DEW CT, VALRICO, FL 33596-7947
Document Number	0000268563
Book / Page	26730 / 0777
Map Reference	MB 88 PG 1
Instrument Date	Jun 20, 2019
Instrument	2019268563
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2232 STEEPLECHASE RD, 2232, WESLEY CHAPEL, FL 33548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 CLOVER DEW CT, VALRICO, FL 33596-7947

Mortgage

Document Number	0267300780
Date	Jun 24, 2019
Instrument	26730/0780

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$521,286 (-0.98%) Land $156,108 Building $365,178	$521,286 (-0.98%) Land $156,108 Building $365,178
2025	$9,668.00 (+51.11%) Homeowner's exemption	$526,451 (+46.78%) Land $156,108 Building $370,343	$526,451 (+3.17%) Land $156,108 Building $370,343
2023	$6,398.00 (+3.54%) Homeowner's exemption	$358,678 (+3%)	$510,295 (-3.58%) Land $132,691 Building $377,604
2022	$6,179.00 Homeowner's exemption	$348,231	$529,240 Land $132,691 Building $396,549

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	3 (2002–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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