2804 Clover Dew Ct, Valrico, FL 33596 Property Records

Hillsborough County property record for 2804 Clover Dew Ct, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,586 sqft · built 2002
Lot Size0.267 acres (11,648 sqft)
Owner2 Individual Names on Record
Last Sale$620,000 (Jan 2023)
Tax Bill$7,010 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN087182-5922

Property Details

APN / Parcel Number

Primary APN087182-5922
Alternative APN
  • U0430215LTD00000000110

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,586 sqft Living Area
Gross Area3,394 sqft
1st Floor Area2,586 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2014
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,648 sqft (0.267 acres)
Lot Dimensions146 ft deep x 82.6 ft wide
Garage TypeAttached
Garage Area582 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area226 sqft
Deck AreaDeck Area
Patio Area484 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0871825922
Street Address2804 CLOVER DEW CT
CityVALRICO
StateFL
Zip33596-7947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionTWIN LAKES PARCELS D1 D3 AND E1 LOT 11 BLOCK D
Legal Range21E
Legal Township30S
Legal Section04
Legal SubdivisionTWIN LAKES PARCELS D1 D3 AND E1
Legal Tract5LT
Legal BlockD
Legal Lot Number11
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group2
Census Block2015
Census Tract13207

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2804 CLOVER DEW CT, VALRICO, FL 33596-7947
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2023 · Amount on Record
Deed SaleJan 9, 2023 · Amount on Record
Prior SaleNov 15, 2005 · Amount on Record
Deed Document Number20238890
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 9, 2023
Property Address2804 CLOVER DEW CT, VALRICO, FL 33596-7947
Document Number0000008890
Map ReferenceMB 88 PG 1
Instrument DateDec 30, 2022
Instrument2023008890
Transaction TypeTransfer
Record UpdatedJan 31, 2023
Title CompanyHILLSBOROUGH TITLE III LLC, HILLSBOROUGH TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,340.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2101 DIANE AVE, VALRICO, FL 33594-4604

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2804 CLOVER DEW CT, VALRICO, FL 33596-7947

Mortgage

Document Number0000008891
DateJan 9, 2023
Instrument2023008891
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$395,022 (+2.7%)$461,132 (-1.22%) Land $120,654 Building $340,478
2025$7,010.00 (+8.33%) Homeowner's exemption$384,637 (+5.99%)$466,814 (+2.46%) Land $120,654 Building $346,160
2023$6,471.00 (+51.33%) Homeowner's exemption$362,910 (+51.5%)$455,601 (-3.87%) Land $102,556 Building $353,045
2022$4,276.00 Homeowner's exemption$239,548$473,924 Land $102,556 Building $371,368

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims3 (2002–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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