2805 Cistern Cir, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2805 Cistern Cir, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,047 sqft · built 1997
Lot Size0.219 acres (9,540 sqft)
Owner2 Individual Names on File
Last Sale$470,000 (Jun 2024)
Tax Bill$4,561 (2025)
Deeds & MortgagesJul 2026 Mortgage
Feb 2022 Refinance
+ 3 more
APN0455002000270

Property Details

APN / Parcel Number

Primary APN0455002000270

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,047 sqft Living Area
1st Floor Area534 sqft
Upper Floors Area534 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,540 sqft (0.219 acres)
Lot Dimensions111 ft deep x 42 ft wide
Garage TypeAttached
Garage Area502 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area77 sqft
Deck Area502 sqft
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2805 CISTERN CIR
CityCHESAPEAKE
StateVA
Zip23323-1742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12AS: RES
Legal Description27 SAWYER'S MILL PH 1
Legal SubdivisionSAWYER'S MILL
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1012
Census Tract21306

Owner

2805 Cistern Cir is owned and occupied by two individuals who bought it in June 2024.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address2805 CISTERN CIR, CHESAPEAKE, VA 23323-1742
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 10, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
KENTWOOD MORTGAGE INC
Feb 10, 2022Intrafamily Transfer, Transfer
PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW
Aug 27, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FORTHRIGHT FUNDING CORP
Sep 5, 2017Warranty Deed, Transfer · VA Mortgage
TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2024 · Amount on File
Deed SaleJun 18, 2024 · Amount on File
Prior SaleFeb 10, 2022
Deed Document Number202412007
Deed Book / Page10759 / 576
Prior Transfer DateFeb 4, 2022
Prior Transfer Doc10519/1198
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 20, 2026
Property Address2805 CISTERN CIR, CHESAPEAKE, VA 23323-1742
Document Number0000018604
Book / Page11002 / 1964
Instrument DateJul 18, 2026
Instrument202618604
Transaction TypeMortgage
Record UpdatedJul 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2805 CISTERN CIR, CHESAPEAKE, VA 23323-1742

Mortgage

Document Number0000018604,
DateJul 20, 2026
Book Page11002/1964
Instrument202618604
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 1, 2041
Interest
Rate TypeFixed Rate
Rate5.81%
Initial TypeFixed Rate
Max Rate-1%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2805 CISTERN CIR, CHESAPEAKE, VA 23323-1742
Transaction TypeMortgage
Record UpdatedSep 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10519/1202
DateFeb 10, 2022
Book Page10519/1202
Instrument220004836
Lender
NameKENTWOOD MORTGAGE INC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2052
Interest
Rate TypeFixed Rate

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateFeb 10, 2022
Property Address2805 CISTERN CIR, CHESAPEAKE, VA 23323-1742
Document Number10519/1198
Book / Page10519 / 1198
Instrument DateFeb 4, 2022
Instrument220004835
Transaction TypeTransfer
Record UpdatedFeb 23, 2022
Title CompanyPRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2805 CISTERN CIR, CHESAPEAKE, VA 23323-1742

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2805 CISTERN CIR, CHESAPEAKE, VA 23323-1742
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10208/1047
DateAug 27, 2020
Book Page10208/1047
Instrument200030146
Lender
NameFORTHRIGHT FUNDING CORP
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 5, 2017
Property Address2805 CISTERN CIR, CHESAPEAKE, VA 23323-1742
Document Number9830/313
Book / Page9830 / 313
Instrument DateAug 25, 2017
Instrument170024443
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyLINEAR TITLE AND ESCROW LLC, LINEAR TITLE & ESCROW

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2805 CISTERN CIR, CHESAPEAKE, VA 23323-1742

Mortgage

Document Number170024444
DateSep 5, 2017
Instrument170024444
Lender
NameTIDEWATER MORTGAGE SERVICES INC
Agreement
TypeVA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2805 Cistern Cir was $4,561, up 2% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$466,700 (+3.34%) Land $200,000 Building $266,700$466,700 (+3.34%) Land $200,000 Building $266,700
2025$4,561.00 (+1.97%)$451,600 Land $185,000 Building $266,600$451,600 Land $185,000 Building $266,600
2024$4,473.00
2023$414,900 (+10.61%) Land $135,000 Building $279,900$414,900 (+10.61%) Land $135,000 Building $279,900
2022$375,100 Land $125,000 Building $250,100$375,100 Land $125,000 Building $250,100
2019$3,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2805 Cistern Cir; there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 48 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2805 Cistern Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Cistern Cir

Nearby Streets

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