Chesapeake City property record for 2804 Cistern Cir, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,170 sqft · built 1997 |
| Lot Size | 0.235 acres (10,237 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,000 (Aug 2015) |
| Tax Bill | $4,551 (2025) |
| Deeds & Mortgages | May 2022 Refinance Nov 2025 Mortgage + 3 more |
| APN | 0455002000240 |
| Primary APN | 0455002000240 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,170 sqft Living Area |
| 1st Floor Area | 534 sqft |
| Upper Floors Area | 534 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,237 sqft (0.235 acres) |
| Lot Dimensions | 107 ft deep x 41 ft wide |
| Garage Type | Attached |
| Garage Area | 502 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Patio Area | 465 sqft |
| Balcony Area | 21 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2804 CISTERN CIR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-1739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 24 SAWYER'S MILL PH 1 |
| Legal Subdivision | SAWYER'S MILL |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 21306 |
Source: Chesapeake City assessment roll, as of August 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2804 CISTERN CIR, CHESAPEAKE, VA 23323-1739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Nov 17, 2025 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| Dec 12, 2006 | Deed of Trust, Mortgage · Line of Credit USAA FEDERAL SAVINGS BANK |
| Jul 15, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance MAGNOLIA BANK INC |
| May 14, 2009 | Warranty Deed, Transfer · VA Mortgage USAA FEDERAL SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 6, 2015 · Amount on Record |
| Deed Sale | Aug 6, 2015 · Amount on Record |
| Prior Sale | May 14, 2009 · Amount on Record |
| Deed Book / Page | 9544 / 1368 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2804 CISTERN CIR, CHESAPEAKE, VA 23323-1739 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010560/178 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 10560/178 |
| Instrument | 220016561 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2804 CISTERN CIR, CHESAPEAKE, VA 23323-1739 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2804 CISTERN CIR, CHESAPEAKE, VA 23323-1739 |
| Document Number | 010916/848 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 10916/848 |
| Instrument | 250026795 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2804 CISTERN CIR, CHESAPEAKE, VA 23323-1739 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 006870/618 |
|---|---|
| Date | Dec 12, 2006 |
| Book Page | 6870/618 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 13, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2804 CISTERN CIR, CHESAPEAKE, VA 23323-1739 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 010766/662 |
|---|---|
| Date | Jul 15, 2024 |
| Book Page | 10766/662 |
| Instrument | 240013966 |
| Name | MAGNOLIA BANK INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 14, 2009 |
| Property Address | 2804 CISTERN CIR, CHESAPEAKE, VA 23323-1739 |
| Document Number | 0007806/42 |
| Book / Page | 7806 / 42 |
| Instrument Date | May 6, 2009 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000780645 |
|---|---|
| Date | May 14, 2009 |
| Instrument | 7806/45 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,551.00 (+46.71%) | $450,600 (+8.27%) Land $185,000 Building $265,600 | $450,600 (+8.27%) Land $185,000 Building $265,600 |
| 2023 | $416,200 (+10.54%) Land $135,000 Building $281,200 | $416,200 (+10.54%) Land $135,000 Building $281,200 | |
| 2022 | $376,500 Land $125,000 Building $251,500 | $376,500 Land $125,000 Building $251,500 | |
| 2019 | $3,102.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile USA Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures