Jefferson County property record for 2804 Withers Larue Rd, Summit Point, WV 25446
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,611 sqft · built 2001 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Sep 2015) |
| Tax Bill | $5,110 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-0008.0003 |
| Primary APN | 06-19-0008.0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,611 sqft Living Area |
| 1st Floor Area | 2,878 sqft |
| Basement Area | 1,139 sqft |
| Finished Basement | 1,139 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Modern |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 130,680 sqft (3 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2804 WITHERS LARUE RD |
|---|---|
| City | SUMMIT POINT |
| State | WV |
| Zip | 25446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 LARUE MINOR SUBD |
| Legal Subdivision | LARUE MINOR SUB |
| Legal Lot Number | 2 |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | KABLETOWN |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 972800 |
2804 Withers Larue Rd is owned by two individuals who bought it in September 2015.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 25, RIPPON, WV 25441-0025 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF CHARLES TOWN |
| May 5, 2020 | Deed of Trust, Mortgage · Conventional with PMI BANK OF CHARLESTOWN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2015 · Amount on File |
| Deed Sale | Sep 8, 2015 · Amount on File |
| Deed Document Number | 201513064 |
| Deed Book / Page | 1161 / 549 |
| Prior Transfer Date | Jan 14, 2013 |
| Prior Transfer Doc | 0000004021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 2804 WITHERS LARUE RD, SUMMIT POINT, WV 25446 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2804 WITHERS LARUE RD, SUMMIT POINT, WV 25446 |
| Document Number | 002512/546 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | 2512/546 |
| Instrument | 202300008047 |
| Name | BANK OF CHARLES TOWN |
|---|---|
| Type | Bank |
| Address | CHARLES TOWN, WV 25414 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 2804 WITHERS LARUE RD, SUMMIT POINT, WV 25446 |
| Document Number | 0000005751 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 25 RIPPON WV 254410025, RIPPON, WV 25441-0025 |
| Document Number | 0000005751 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 002282/000014 |
| Instrument | 5751 |
| Name | BANK OF CHARLESTOWN |
|---|---|
| Type | Bank |
| Address | CHARLES TOWN, WV 25414 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 12, 2040 |
The 2026 property tax bill for 2804 Withers Larue Rd was $5,110, up 1.4% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,110.00 (+1.41%) | $443,100 (+2.17%) Land $101,700 Building $341,400 | $738,500 (+2.17%) Land $169,500 Building $569,000 |
| 2025 | $5,039.00 | $433,700 Land $92,300 Building $341,400 | $722,800 Land $153,800 Building $569,000 |
| 2023 | $4,707.00 | $403,000 Land $89,500 Building $313,500 | $671,600 Land $149,100 Building $522,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2804 Withers Larue Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2804 Withers Larue Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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