Jefferson County property record for 2785 Withers Larue Rd, Summit Point, WV 25446
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,868 sqft · built 2006 |
| Lot Size | 6.03 acres (262,667 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,985 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-0002.0014 |
| Primary APN | 06-12-0002.0014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,868 sqft Living Area |
| 1st Floor Area | 3,161 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 262,667 sqft (6.03 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2785 WITHERS LARUE RD |
|---|---|
| City | SUMMIT POINT |
| State | WV |
| Zip | 25446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 6.03 AC LLOYD |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | KABLETOWN |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 972800 |
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 126 HERITAGE KNL, SUMMIT POINT, WV 25446-2101 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COAST TO COAST MORTGAGE |
| Aug 30, 2021 | Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 28, 2018 |
| Transfer Doc | 1204/735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Apr 17, 2026 |
| Document Number | 0000005487 |
| Book / Page | 2675 / 516 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20265487 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY INC |
| Name | Verified Name |
|---|---|
| Address | 122 REVERE DR, CHARLES TOWN, WV 25414-5604 |
| Document Number | 0000005487, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 2675/516 |
| Instrument | 20265487 |
| Name | COAST TO COAST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Aug 30, 2021 |
| Property Address | 2785 WITHERS LARUE RD, SUMMIT POINT, WV 25446 |
| Document Number | 001267/698 |
| Book / Page | 1267 / 698 |
| Map Reference | MB 24 PG 66 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 202100014555 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,773.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 126 HERITAGE KNL, SUMMIT POINT, WV 25446-2101 |
| Document Number | 202100014556 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 202100014556 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,985.00 (+0.04%) | $432,300 (+0.79%) Land $79,700 Building $352,600 | $720,500 (+0.8%) Land $132,833 Building $587,667 |
| 2025 | $4,983.00 (+0.73%) | $428,900 (+1.25%) Land $72,500 Building $356,400 | $714,800 (+1.23%) Land $120,800 Building $594,000 |
| 2023 | $4,947.00 | $423,600 Land $94,900 Building $328,700 | $706,100 Land $158,200 Building $547,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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