2804 Vail Dr, McKinney, TX 75070 Property Records

Collin County property record for 2804 Vail Dr, McKinney, TX 75070

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,457 sqft · built 1998
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Jun 2013)
Tax Bill	$6,291 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-3393-00C-0030-1`

Property Details

APN / Parcel Number

Primary APN	`R-3393-00C-0030-1`
Alternative APNs	`000002037732` `2037732`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,457 sqft Living Area
Gross Area	2,885 sqft
1st Floor Area	1,736 sqft
2nd Floor Area	721 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	28 sqft

Location & Zoning

Street Address	2804 VAIL DR
City	MCKINNEY
State	TX
Zip	75070-4786
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	ELDORADO POINTE PHASE 1, BLK C, LOT 3
Legal Subdivision	ELDORADO POINTE PHASE 1 (CMC)
Legal Block	C
Legal Lot Number	3
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1016
Census Tract	30606

Owner

2804 Vail Dr is owned and occupied by an individual who bought it in June 2013.

Source: Collin County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2804 VAIL DR, MCKINNEY, TX 75070-4786
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 25, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF TX
Sep 15, 2018	Deed of Trust, Mortgage BANK OF TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2013 · Amount on File
Deed Sale	Jun 3, 2013 · Amount on File
Prior Sale	Aug 1, 2008 · Amount on File
Deed Document Number	2013758650
Prior Transfer Date	Sep 4, 2007
Prior Transfer Doc	0001254980
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2804 VAIL DR, MCKINNEY, TX 75070-4786
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 VAIL DR, MCKINNEY, TX 75070-4786

Mortgage

Document Number	2024000027478
Date	Mar 8, 2024
Instrument	2024000027478

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	231 Months
Due	Jun 1, 2043

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2804 VAIL DR, MCKINNEY, TX 75070-4786
Document Number	0001410670
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 VAIL DR MCKINNEY TX 750704786, MCKINNEY, TX 75070-4786

Mortgage

Document Number	0001410670
Date	Nov 6, 2019
Instrument	1410670

Lender

Name	BANK OF TX
Type	Bank
Address	DALLAS, TX 75229-9775

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2804 VAIL DR, MCKINNEY, TX 75070-4786
Document Number	0001306960
Instrument Date	Sep 15, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 VAIL DR MCKINNEY TX 750704786, MCKINNEY, TX 75070-4786

Mortgage

Document Number	0001306960
Date	Oct 19, 2018
Instrument	1306960

Lender

Name	BANK OF TX
Type	Bank
Address	DALLAS, TX 75229-9775

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2804 Vail Dr was $6,291 with a homeowner's exemption, up 3.4% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,291.00 (+3.39%) Homeowner's exemption	$454,920 (-6.2%) Land $109,250 Building $358,958	$468,208 (-3.46%) Land $109,250 Building $358,958
2024	$6,085.00 (+11.1%) Homeowner's exemption	$484,992 (+5.87%) Land $99,750 Building $385,242	$484,992 (+5.87%) Land $99,750 Building $385,242
2023	$5,477.00 (-12.9%) Homeowner's exemption	$458,118 Land $90,250 Building $367,868	$458,118 Land $90,250 Building $367,868
2022	$6,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2804 Vail Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2804 Vail Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband.

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