Martin County property record for 2804 SW Riviera Rd, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,625 sqft · built 2002 |
| Lot Size | 0.153 acres (6,665 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $309,900 (Aug 2020) |
| Tax Bill | $7,063 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-39-40-002-061-0004.0-0-0000 |
| Primary APN | 12-39-40-002-061-0004.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,625 sqft Living Area |
| Gross Area | 2,048 sqft |
| 1st Floor Area | 1,625 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,665 sqft (0.153 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 225 sqft |
| Porch | Screened Concrete Masonry Porch |
| Porch Area | 123 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 149176 |
|---|---|
| Street Address | 2804 SW RIVIERA RD |
| City | STUART |
| State | FL |
| Zip | 34997-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | REVISED PARCEL 4 = W 36.80 OF LOT 4 & E 23.20 OF LOT 5 BLK 61 ST LUCIE FALLS |
| Legal Range | 40E |
| Legal Township | 39S |
| Legal Section | 12 |
| Legal Subdivision | ST LUCIE FALLS (AKA RIVER FOREST) |
| Legal Block | 61 |
| Legal Lot Number | 4,5 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | INDIANTOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1702 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2804 SW RIVIERA RD, STUART, FL 34997-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC |
| Nov 9, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 8, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 24, 2020 | Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on Record |
| Deed Sale | Aug 24, 2020 · Amount on Record |
| Prior Sale | Aug 24, 2020 · Amount on Record |
| Deed Document Number | 20202833638 |
| Deed Book / Page | 3152 / 1549 |
| Last Transfer Date | Dec 7, 2020 |
| Transfer Doc | 0031790150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 2804 SW RIVIERA RD, STUART, FL 34997-1218 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2804 SW RIVIERA RD, STUART, FL 34997-1218 |
| Document Number | 0035222014 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 3522/2014 |
| Instrument | 3148196 |
| Name | OUTAMATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 2804 SW RIVIERA RD, STUART, FL 34997-1218 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2804 SW RIVIERA RD, STUART, FL 34997-1218 |
| Investor | Possibly a Property Investor |
| Document Number | 0034060075 |
|---|---|
| Date | Nov 9, 2023 |
| Book Page | 3406/75 |
| Instrument | 3044484 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Dec 8, 2020 |
| Property Address | 2804 SW RIVIERA RD, STUART, FL 34997-1218 |
| Document Number | 0031790150 |
| Book / Page | 003179 / 000150 |
| Instrument Date | Dec 7, 2020 |
| Instrument | 2854366 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2804 SW RIVIERA RD STUART FL 349971218, STUART, FL 34997-1218 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Aug 24, 2020 |
| Property Address | 2804 SW RIVIERA RD, STUART, FL 34997-1218 |
| Document Number | 0031521549 |
| Book / Page | 3152 / 1549 |
| Map Reference | PL 12 PG 48 |
| Instrument Date | Aug 19, 2020 |
| Instrument | 2833638 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | SOUTH FL TTL INSURERS OF PAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,169.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1039 BLUE MOON CT, 1039, CONROE, TX 77301-5030 |
| Name | Verified Name |
|---|---|
| Address | 2804 SW RIVIERA RD, STUART, FL 34997-1218 |
| Document Number | 0031521552 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 3152/1552 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,063.00 (-0.3%) Homeowner's exemption | $278,099 (+5.99%) | $383,940 (+9.56%) Land $145,000 Building $238,940 |
| 2024 | $7,084.00 (+1.33%) | ||
| 2023 | $6,991.00 (+76.5%) Additional exemption filed | $262,391 (+3%) | $350,440 (+19.88%) Land $130,000 Building $220,440 |
| 2022 | $3,961.00 Homeowner's exemption | $254,749 | $292,330 Land $111,650 Building $180,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. LUCIE FALLS private · serves 499 people · EPA ID FL4434014 |
|---|---|
| Water Source | Purchased groundwater from MARTIN CO UTILITIES |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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