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  5. SW Riviera Rd

2803 SW Riviera Rd, Stuart, FL 34997 Property Records

Martin County property record for 2803 SW Riviera Rd, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,625 sqft · built 2002
Lot Size0.139 acres (6,055 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Aug 2017)
Tax Bill$3,854 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-39-40-002-068-0007.0-0-0000

Property Details

APN / Parcel Number

Primary APN12-39-40-002-068-0007.0-0-0000
Alternative APNs
  • 12-39-40-002-068-00070-0
  • 149201

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,625 sqft Living Area
Gross Area2,117 sqft
1st Floor Area1,625 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,055 sqft (0.139 acres)
Garage TypeAttached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchScreened Concrete Masonry Porch
Porch Area123 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number149201
Street Address2803 SW RIVIERA RD
CitySTUART
StateFL
Zip34997-1219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT
Legal DescriptionREVISED PARCEL 10 = E 10 OF LOT 7 & ALL OF LOT 8 (LESS E 5) BLK 68 ST LUCIE FALLS
Legal Range40E
Legal Township39S
Legal Section12
Legal SubdivisionST LUCIE FALLS (AKA RIVER FOREST)
Legal Block68
Legal Lot Number7,8
JurisdictionMARTIN FL
Township / Civil DivisionINDIANTOWN
Census Block Group1
Census Block1005
Census Tract1702

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2803 SW RIVIERA RD, STUART, FL 34997-1219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jun 14, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 16, 2017Warranty Deed, Transfer · FHA Mortgage
SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2017 · Amount on Record
Deed SaleAug 16, 2017 · Amount on Record
Prior SaleJan 3, 2007 · Amount on Record
Deed Document Number20172651003
Deed Book / Page2943 / 1777
Last Transfer DateJun 9, 2021
Transfer Doc0032322812
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address2803 SW RIVIERA RD, STUART, FL 34997-1219
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2803 SW RIVIERA RD, STUART, FL 34997-1219

Mortgage

Document Number0033061797
DateApr 14, 2022
Book Page3306/1797
Instrument2954344
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMar 21, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateJun 14, 2021
Property Address2803 SW RIVIERA RD, STUART, FL 34997-1219
Document Number0032322812
Book / Page3232 / 2812
Map ReferenceMB 12 PG 48
Instrument DateJun 9, 2021
Instrument2895499
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanySTATES TITLE FTS AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2803 SW RIVIERA RD, STUART, FL 34997-1219

Mortgage

Document Number0032322815
DateJun 14, 2021
Instrument3232/2815
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateAug 16, 2017
Property Address2803 SW RIVIERA RD, STUART, FL 34997-1219
Document Number0029431777
Book / Page02943 / 1777
Map ReferenceMB12 PG48
Instrument DateAug 15, 2017
Instrument2651003
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyBOSTON NATIONAL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address100 DOO LEN COURT310, 100, STUART, FL 34997

Transferred To (Grantee/Buyer)

NameVerified Name
Address2503 SW RIVERA RD, NORTH PALM BEACH, FL 33408
InvestorPossibly a Property Investor

Mortgage

Document Number0002651004
DateAug 16, 2017
Instrument2651004
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,854.00 (-0.46%) Homeowner's exemption$257,328 (+5.99%)$371,800 (+10.1%) Land $145,000 Building $226,800
2024$3,872.00 (+2.33%)
2023$3,784.00 (+3.81%) Additional exemption filed$242,793 (+3%)$337,690 (+20.88%) Land $130,000 Building $207,690
2022$3,645.00 Homeowner's exemption$235,722$279,360 Land $111,650 Building $167,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. LUCIE FALLS
private · serves 499 people · EPA ID FL4434014
Water SourcePurchased groundwater from MARTIN CO UTILITIES
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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