2804 Sterling Dr, McHenry, IL 60050 Property Records

McHenry County property record for 2804 Sterling Dr, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details4 bd · 6 ba · 2,234 sqft · built 1985
Lot Size1.04 acres (45,436 sqft)
OwnerTrust Name on Record
Last Sale$304,000 (Oct 2005)
Flood ZoneZone X (minimal risk)
APN09-24-127-006

Property Details

APN / Parcel Number

Primary APN09-24-127-006

Interior

Bedrooms4 Beds
Full Baths6 Baths
Half Baths3 Half Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,234 sqft Living Area
Gross Area3,351 sqft
1st Floor Area1,117 sqft
Basement Area1,117 sqft
Finished Basement930 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleA-Frame
Exterior MaterialBrick/Wood
Construction TypeFrame
Lot Area45,436 sqft
Garage Area650 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area110 sqft
Deck Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2804 STERLING DR
CityMCHENRY
StateIL
Zip60050-2661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2016R0002612 LT 24 BOAT & SADDLE SUB 1ST ADDN MEMO: HOPP, CHRISTOPHER E TR - 50% INT/ HOPP, JANINE M TR - 50% INT
Legal Range08E
Legal Township45N
Legal Section24
Legal SubdivisionBOAT SADDLE
Legal Block127
Legal Lot Number24
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1029
Census Tract870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address2804 STERLING DR, MCHENRY, IL 60050-2661
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2005 · Amount on Record
Deed SaleOct 17, 2005 · Amount on Record
Prior SaleMar 16, 2015
Deed Document Number0000087815
Last Transfer DateJan 25, 2016
Transfer Doc0000002612
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$97,347 Land $20,018 Building $77,329$292,041 Land $60,054 Building $231,987

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims30 (1978–2017)
Claims Outside the SFHA6 of 30
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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