McHenry County property record for 2709 Sterling Dr, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,331 sqft · built 1969 |
| Lot Size | 1.1 acres (48,073 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Oct 2019) |
| Deeds & Mortgages | Oct 2022 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-24-127-015 |
| Primary APN | 09-24-127-015 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,331 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Construction Type | Frame |
| Lot Area | 48,073 sqft |
| Garage Type | Detached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2709 STERLING DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-2656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0032814 LTS 14 & 15 BOAT & SADDLE SUB |
| Legal Subdivision | BOAT SADDLE |
| Legal Lot Number | 14-15 15 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 870604 |
2709 Sterling Dr is owned by an individual who bought it in October 2019.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2709 STERLING DR, MCHENRY, IL 60050-2656 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit ABBOTT LABORATORIES EMPLOYEES CU |
| Mar 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ABBOTT LABORATORIES EMPLOYEES CU |
| Jun 28, 2019 | Deed of Trust, Mortgage · Line of Credit MCHENRY SAVINGS BANK |
| Oct 2, 2019 | Warranty Deed, Transfer · Conventional with PMI ABBOTT LABORATORIES EMP CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2019 · Amount on File |
| Deed Sale | Oct 2, 2019 · Amount on File |
| Deed Document Number | 2019R0032814 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2709 STERLING DR, MCHENRY, IL 60050-2656 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000036179 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 2022R0036179 |
| Name | ABBOTT LABORATORIES EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2709 STERLING DR, MCHENRY, IL 60050-2656 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000013504 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 2021R0013504 |
| Name | ABBOTT LABORATORIES EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2709 STERLING DR, MCHENRY, IL 60050-2656 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019403 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 2019R0019403 |
| Name | MCHENRY SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MCHENRY, IL 60050 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 24, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 2, 2019 |
| Property Address | 2709 STERLING DR, MCHENRY, IL 60050-2656 |
| Document Number | 0000032814 |
| Instrument Date | Aug 1, 2019 |
| Instrument | 32814 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $412.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 ELM AVE HIGHWOOD IL 600401905, HIGHWOOD, IL 60040-1905 |
| Document Number | 32815 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | 32815 |
| Name | ABBOTT LABORATORIES EMP CU |
|---|---|
| Type | Credit Union |
| Address | GURNEE, IL 60031 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $75,161 Land $23,096 Building $52,065 | $225,483 Land $69,288 Building $156,195 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2709 Sterling Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 30 (1978–2017) |
| Claims Outside the SFHA | 6 of 30 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2709 Sterling Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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