2804 Rutherford Dr, Bloomington, IL 61705 Property Records

McLean County property record for 2804 Rutherford Dr, Bloomington, IL 61705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,240 sqft · built 1994
Lot Size0.241 acres (10,485 sqft)
Owner2 Individual Names on Record
Last Sale$155,000 (May 2007)
Tax Bill$5,946 (2024)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21-19-128-004

Property Details

APN / Parcel Number

Primary APN21-19-128-004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,240 sqft Living Area
Gross Area3,038 sqft
1st Floor Area1,012 sqft
Basement Area836 sqft
Finished Basement500 sqft
Unfinished Basement336 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area10,485 sqft (0.241 acres)
Lot Dimensions175 ft deep x 60 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Deck Area120 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2804 RUTHERFORD DR
CityBLOOMINGTON
StateIL
Zip61705-6516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionLOT 58 PEPPER RIDGE SUB
Legal Range02E
Legal Township23N
Legal Section19
Legal SubdivisionPEPPER RIDGE SUB
Legal Lot Number58
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1037
Census Tract1402

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2804 RUTHERFORD DR, BLOOMINGTON, IL 61705-6516
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2007 · Amount on Record
Deed SaleMay 16, 2007 · Amount on Record
Deed Document Number200712255
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2804 RUTHERFORD DR, BLOOMINGTON, IL 61705-6516
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCML

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000026281
DateDec 3, 2020
Instrument2020-00026281
Lender
NameCEFCU
TypeCredit Union
AddressPEORIA, IL 61656
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$86,136 (+27.61%) Land $19,259 Building $66,877$258,408 (+27.61%) Land $57,777 Building $200,631
2024$5,946.00 (+14.13%)
2023$5,210.00$67,498 Land $15,091 Building $52,407$202,494 Land $45,273 Building $157,221

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
800 / 400
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20

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