McLean County property record for 2810 Rutherford Dr, Bloomington, IL 61705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,090 sqft · built 1993 |
| Lot Size | 0.241 acres (10,485 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $242,000 (Feb 2026) |
| Tax Bill | $5,343 (2024) |
| Deeds & Mortgages | May 2006 Line of Credit Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-19-128-007 |
| Primary APN | 21-19-128-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,090 sqft Living Area |
| Gross Area | 2,630 sqft |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,034 sqft |
| Finished Basement | 990 sqft |
| Unfinished Basement | 44 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 10,485 sqft (0.241 acres) |
| Lot Dimensions | 175 ft deep x 60 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Deck Area | 144 sqft |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2810 RUTHERFORD DR |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61705-6516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | LOT 61 PEPPER RIDGE SUB |
| Legal Range | 02E |
| Legal Township | 23N |
| Legal Section | 19 |
| Legal Subdivision | PEPPER RIDGE SUB |
| Legal Lot Number | 61 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1402 |
Source: McLean County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2810 RUTHERFORD DR, BLOOMINGTON, IL 61705-6516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| May 22, 2006 | Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK |
| Feb 2, 2026 | Warranty Deed, Transfer · FHA Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2026 · Amount on Record |
| Deed Sale | Feb 2, 2026 · Amount on Record |
| Prior Sale | Jul 15, 2015 · Amount on Record |
| Deed Document Number | 20261324 |
| Prior Transfer Date | Jan 8, 2026 |
| Prior Transfer Doc | 202600001324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2810 RUTHERFORD DR, BLOOMINGTON, IL 61705-6516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 200600012977 |
|---|---|
| Date | May 22, 2006 |
| Instrument | 2006-00012977 |
| Name | NATIONAL CITY BANK |
|---|---|
| Type | Bank |
| Address | INDIANAPOLIS, IN 46255 |
| Type | Line of Credit |
|---|---|
| Term | 359 Months |
| Due | Apr 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Feb 2, 2026 |
| Property Address | 2810 RUTHERFORD DR, BLOOMINGTON, IL 61705-6516 |
| Document Number | 202600001324 |
| Map Reference | DOC 91-14640 |
| Instrument Date | Jan 8, 2026 |
| Instrument | 2026-00001324 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | UNKNOWN, FTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2810 RUTHERFORD DR, BLOOMINGTON, IL 61705-6516 |
| Document Number | 202600001325 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 2026-00001325 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $78,054 (+8.15%) Land $19,259 Building $58,795 | $234,162 (+8.15%) Land $57,777 Building $176,385 | |
| 2024 | $5,343.00 (+14.31%) | $72,172 (+17.99%) Land $17,807 Building $54,365 | $216,516 (+17.99%) Land $53,421 Building $163,095 |
| 2023 | $4,674.00 | $61,166 Land $15,091 Building $46,075 | $183,498 Land $45,273 Building $138,225 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 800 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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