2804 High Seas Ct, Waldorf, MD 20601 Property Records

Charles County property record for 2804 High Seas Ct, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,354 sqft · built 2008
Lot Size	0.18 acres (7,856 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Feb 2018)
Tax Bill	$14,279 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-327028`

Property Details

APN / Parcel Number

Primary APN	`06-327028`
Alternative APN	`327028`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,354 sqft Living Area
Gross Area	3,774 sqft
1st Floor Area	1,097 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,856 sqft (0.18 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	82 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	327028
Street Address	2804 HIGH SEAS CT
City	WALDORF
State	MD
Zip	20601-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	LOT 60 BALLANTRAE SUB
Legal Subdivision	BALLANTRAE SUB
Legal Block	2
Legal Lot Number	60
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2010
Census Tract	850708

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2804 HIGH SEAS CT, WALDORF, MD 20601-4628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 7, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 7, 2020	Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE
Feb 1, 2018	Grant Deed, Transfer · FHA Mortgage CRM LNDG
Mar 20, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2018 · Amount on Record
Deed Sale	Feb 1, 2018 · Amount on Record
Prior Sale	Mar 20, 2017 · Amount on Record
Deed Book / Page	10155 / 308
Prior Transfer Date	Mar 8, 2017
Prior Transfer Doc	0097670126
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2804 HIGH SEAS CT, WALDORF, MD 20601-4628
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 HIGH SEAS CT, WALDORF, MD 20601-4628

Mortgage

Document Number	0119110153
Date	Jun 25, 2021
Book Page	11911/153

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2804 HIGH SEAS CT, WALDORF, MD 20601-4628
Document Number	0111480009
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 HIGH SEAS CT WALDORF MD 206014628, WALDORF, MD 20601-4628

Mortgage

Document Number	0111480009
Date	May 28, 2020
Book Page	011148/000009

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	2804 HIGH SEAS CT, WALDORF, MD 20601-4628
Document Number	0111480001
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 HIGH SEAS CT WALDORF MD 206014628, WALDORF, MD 20601-4628

Mortgage

Document Number	0111480001
Date	May 28, 2020
Book Page	011148/000001

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.87%

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Feb 1, 2018
Property Address	2804 HIGH SEAS CT, WALDORF, MD 20601-4628
Document Number	0101550308
Book / Page	010155 / 000308
Instrument Date	Jan 9, 2018
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	SECURITY AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2804 HIGH SEAS CT WALDORF MD 206014628, WALDORF, MD 20601-4628

Mortgage

Document Number	101550316
Date	Feb 1, 2018
Book Page	010155/000316

Lender

Name	CRM LNDG
Address	VIENNA, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHARLES MD
Recording Date	Mar 20, 2017
Property Address	2804 HIGH SEAS CT, WALDORF, MD 20601-4628
Document Number	0097670126
Book / Page	009767 / 000126
Instrument Date	Jan 10, 2017
Transaction Type	Foreclosure
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$286.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 PLANO PKWY CARROLLTON TX 750104900, CARROLLTON, TX 75010-4900
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$512,700 (+5.02%)	$537,200 (-) Land $126,000 Building $411,200
2025	$14,279.00 (+136.37%)	$488,200 (+12.62%)	$537,200 (+15.85%) Land $126,000 Building $411,200
2023	$6,041.00	$433,500	$463,700 Land $126,000 Building $337,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (1984–2018)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Apr 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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