2817 High Seas Ct, Waldorf, MD 20601 Property Records

Charles County property record for 2817 High Seas Ct, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,920 sqft · built 2008
Lot Size	0.142 acres (6,175 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Oct 2008)
Tax Bill	$14,558 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-327060`

Property Details

APN / Parcel Number

Primary APN	`06-327060`
Alternative APN	`327060`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,920 sqft Living Area
Gross Area	3,340 sqft
1st Floor Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,175 sqft (0.142 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	327060
Street Address	2817 HIGH SEAS CT
City	WALDORF
State	MD
Zip	20601-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	LOT 64 BALLANTRAE SUB
Legal Subdivision	BALLANTRAE SUB
Legal Block	2
Legal Lot Number	64
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2010
Census Tract	850708

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2817 HIGH SEAS CT, WALDORF, MD 20601-4628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 7, 2019	Loan Modification, Mortgage · Conventional with PMI PNC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2008 · Amount on Record
Deed Sale	Oct 3, 2008 · Amount on Record
Deed Document Number	2008149408
Deed Book / Page	6705 / 508
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Recording Date	May 29, 2026
Property Address	2817 HIGH SEAS CT, WALDORF, MD 20601-4628
Document Number	1408000261
Book / Page	14087 / 261
Instrument Date	May 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2817 HIGH SEAS CT, WALDORF, MD 20601-4628

Mortgage

Document Number	1408000261,
Date	May 29, 2026
Book Page	14087/261

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2817 HIGH SEAS CT, WALDORF, MD 20601-4628
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123080096
Date	Dec 30, 2021
Book Page	12308/96

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLES MD
Property Address	2817 HIGH SEAS CT, WALDORF, MD 20601-4628
Document Number	0106880402
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2817 HIGH SEAS CT WALDORF MD 206014628, WALDORF, MD 20601-4628

Mortgage

Document Number	0106880402
Date	Jun 26, 2019
Book Page	010688/000402

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,000 (+5.05%)	$549,200 (-) Land $126,000 Building $423,200
2025	$14,558.00 (+136.29%)	$498,800 (+12.71%)	$549,200 (+15.96%) Land $126,000 Building $423,200
2023	$6,161.00	$442,567	$473,600 Land $126,000 Building $347,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (1984–2018)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Apr 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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