2804 Founder Dr, Florence, SC 29501 Property Records

Florence County property record for 2804 Founder Dr, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,695 sqft · built 2001
Lot Size	0.41 acres (18,029 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Apr 2022)
Tax Bill	$1,493 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12509-01-054`

Property Details

APN / Parcel Number

Primary APN	`12509-01-054`
Alternative APN	`15032365`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,695 sqft Living Area
1st Floor Area	1,870 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	18,029 sqft (0.41 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	2804 FOUNDER DR
City	FLORENCE
State	SC
Zip	29501-5339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO III LT 128
Legal Subdivision	MONTICELLO SUBDIVISION
Legal Lot Number	128
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2006
Census Tract	202

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2804 FOUNDER DR, FLORENCE, SC 29501-5339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 7, 2023	Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC
Apr 22, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Apr 22, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Sep 30, 2011 · Amount on Record
Deed Document Number	20226268
Deed Book / Page	989 / 266
Prior Transfer Date	Apr 21, 2021
Prior Transfer Doc	0000006281
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Recording Date	May 14, 2026
Property Address	2804 FOUNDER DR, FLORENCE, SC 29501-5339
Document Number	0000006339
Book / Page	1215 / 939
Instrument Date	May 6, 2026
Instrument	20266339
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 FOUNDER DR, FLORENCE, SC 29501-5339

Mortgage

Document Number	0000006339,
Date	May 14, 2026
Book Page	1215/939
Instrument	20266339

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 14, 2046

Interest

Rate	6.37%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	2804 FOUNDER DR, FLORENCE, SC 29501-5339
Transaction Type	Mortgage
Record Updated	Dec 22, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 FOUNDER DR, FLORENCE, SC 29501-5339

Mortgage

Document Number	0010781559
Date	Dec 7, 2023
Book Page	1078/1559
Instrument	2023037637

Lender

Name	SERVICEMAC LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	May 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Apr 22, 2022
Property Address	2804 FOUNDER DR, FLORENCE, SC 29501-5339
Document Number	0009890266
Book / Page	989 / 266
Map Reference	MB 76 PG 14
Instrument Date	Apr 21, 2022
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 FOUNDER DR, FLORENCE, SC 29501-5339

Mortgage

Document Number	0000989271
Date	Apr 22, 2022
Instrument	989/271

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLORENCE SC
Recording Date	Apr 22, 2022
Property Address	2804 FOUNDER DR, FLORENCE, SC 29501-5339
Document Number	0009890380
Book / Page	989 / 380
Map Reference	MB 76 PG 14
Instrument Date	Apr 21, 2021
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2804 FOUNDER DR, FLORENCE, SC 29501-5339

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,493.00 (+30.05%)	$12,973 (-99.9%) Land $1,760 Building $11,213	$324,334 (-99%) Land $44,000 Building $280,334
2023	$1,148.00 (-79.92%) Additional exemption filed	$12,919,024 (+114,848.16%) Land $1,760,000 Building $11,159,024	$32,297,560 (+11,394.78%) Land $4,400,000 Building $27,897,560
2022	$5,718.00 Additional exemption filed	$11,239 Land $1,760 Building $9,479	$280,976 Land $44,000 Building $236,976

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1994–2018)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Jul 2018 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Severe Storms And Flooding, Oct 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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