Cabarrus County property record for 2804 Florida Ave, Kannapolis, NC 28083
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,032 sqft · built 1954 |
| Lot Size | 0.259 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (May 2023) |
| Tax Bill | $1,481 (2023) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5622 15 7144 |
| Primary APN | 5622 15 7144 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| Gross Area | 1,380 sqft |
| 1st Floor Area | 1,032 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.259 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 648 sqft |
| Carport | Carport |
| Carport Area | 648 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Storage Building | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 162916 |
|---|---|
| Street Address | 2804 FLORIDA AVE |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-7204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LTS 47-48 & P/O 46 49 ROYAL OAKS BLK 2 |
| Legal Subdivision | LAKE CONCORD RD |
| Legal Block | 2 |
| Legal Lot Number | 47-48 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 40703 |
2804 Florida Ave is owned and occupied by two individuals who bought it in May 2023.
Source: Cabarrus County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2804 FLORIDA AVE, KANNAPOLIS, NC 28083-7204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Nov 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2023 · Amount on File |
| Deed Sale | May 11, 2023 · Amount on File |
| Prior Sale | Nov 5, 2021 · Amount on File |
| Deed Document Number | 20239264 |
| Deed Book / Page | 16482 / 339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 11, 2023 |
| Property Address | 2804 FLORIDA AVE, KANNAPOLIS, NC 28083-7204 |
| Document Number | 0016482339 |
| Book / Page | 16482 / 339 |
| Map Reference | MB 5 PG 82 |
| Instrument Date | May 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5720 SAINT ISABEL DR, JACKSONVILLE, FL 32277-1762 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2804 FLORIDA AVE, KANNAPOLIS, NC 28083-7204 |
| Document Number | 0164820342 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 16482-0342 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Nov 5, 2021 |
| Property Address | 2804 FLORIDA AVE, KANNAPOLIS, NC 28083-7204 |
| Document Number | 0001563432 |
| Book / Page | 15634 / 32 |
| Instrument Date | Nov 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 323 HUDSON ST, 323, RALEIGH, NC 27608-1608 |
| Name | Verified Name |
|---|---|
| Address | 2804 FLORIDA AVE, KANNAPOLIS, NC 28083-7204 |
| Document Number | 0001563438 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 15634/38 |
| Name | T2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,990 Land $47,000 Building $208,990 | ||
| 2024 | $255,990 (+136.85%) Land $47,000 Building $208,990 | ||
| 2023 | $1,481.00 | $108,080 Land $28,000 Building $80,080 | $108,080 Land $28,000 Building $80,080 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2804 Florida Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2804 Florida Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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