28039 Calle Lumina, Temecula, CA 92592 Property Records

Riverside County property record for 28039 Calle Lumina, Temecula, CA 92592

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,523 sqft · built 2013
Owner	2 Individual Names on Record
Last Sale	$359,500 (Sep 2017)
Tax Bill	$4,425 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`944-334-023`

Property Details

APN / Parcel Number

Primary APN	`944-334-023`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,523 sqft Living Area
Gross Area	1,984 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Construction Type	Wood
Roof Material	Tile
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	944334023
Street Address	28039 CALLE LUMINA
City	TEMECULA
State	CA
Zip	92592-7005
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SP
Legal Description	UNIT 89 CM 214/112 INT COMMON IN LOT 3 OF TR 23992 MB 231/009
Legal Tract	23992
Legal Lot Number	3
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1004
Census Tract	43222

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28039 CALLE LUMINA, TEMECULA, CA 92592-7005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2017 · Amount on Record
Deed Sale	Sep 25, 2017 · Amount on Record
Prior Sale	Oct 10, 2013 · Amount on Record
Deed Document Number	2017-0396084
Record Updated	Jun 8, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 25, 2017
Property Address	28039 CALLE LUMINA, TEMECULA, CA 92592-7005
Document Number	0000396084
Instrument Date	Jul 31, 2017
Instrument	396084
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28039 CALLE LTOHNA TEMECULA CA 92592, TEMECULA, CA 92592

Mortgage

Document Number	396085
Date	Sep 25, 2017
Instrument	396085

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Mortgage

Document Number	396086,
Date	Sep 25, 2017
Instrument	396086

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,425.00 (+2.67%)	$409,044 (+4.04%) Land $45,510 Building $363,534
2023	$4,310.00 (+1.96%)	$393,162 Land $43,744 Building $349,418
2022	$4,227.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks, San Diego Broadband, T-Mobile, Verizon.

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