2803 Willow Ln, Melissa, TX 75454 Property Records

Collin County property record for 2803 Willow Ln, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,672 sqft · built 2020
Owner	2 Individual Names on File
Tax Bill	$7,537 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-12164-00K-0650-1`

Property Details

APN / Parcel Number

Primary APN	`R-12164-00K-0650-1`
Alternative APN	`2818888`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,672 sqft Living Area

Exterior

Year Built	Built 2020

Location & Zoning

Account Number	2818888
Street Address	2803 WILLOW LN
City	MELISSA
State	TX
Zip	75454-2756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH CREEK ESTATES PHASE 6B (CML), BLK K, LOT 65
Legal Subdivision	NORTH CREEK ESTATES PHASE 6B (CML)
Legal Phase	6B
Legal Block	K
Legal Lot Number	65
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	3
Census Block	3019
Census Tract	30207

Owner

2803 Willow Ln is owned and occupied by two individuals who acquired it in September 2020.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2803 WILLOW LN, MELISSA, TX 75454-2756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 27, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 12, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 25, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 18, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020
Deed Sale	Sep 1, 2020
Deed Document Number	20200901001457350
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2803 WILLOW LN, MELISSA, TX 75454-2756
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 WILLOW LN, MELISSA, TX 75454-2756

Mortgage

Document Number	2025000127768
Date	Oct 3, 2025
Instrument	2025000127768

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	299 Months
Due	Sep 1, 2050

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2803 WILLOW LN, MELISSA, TX 75454-2756
Transaction Type	Mortgage
Record Updated	Mar 14, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 WILLOW LN, MELISSA, TX 75454-2756

Mortgage

Document Number	2024000021555
Date	Feb 27, 2024
Instrument	2024000021555

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Sep 1, 2050

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2803 WILLOW LN, MELISSA, TX 75454-2756
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 WILLOW LN, MELISSA, TX 75454-2756

Mortgage

Document Number	2023000117713
Date	Oct 12, 2023
Instrument	2023000117713

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Sep 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2803 WILLOW LN, MELISSA, TX 75454-2756
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 WILLOW LN, MELISSA, TX 75454-2756

Mortgage

Document Number	0001051960
Date	May 25, 2021
Instrument	20210525001051960

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Sep 1, 2050

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2803 WILLOW LN, MELISSA, TX 75454-2756
Transaction Type	Mortgage
Record Updated	Jan 16, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 WILLOW LN, MELISSA, TX 75454-2756

Mortgage

Document Number	0000154114
Date	Oct 18, 2022
Instrument	20221018000154114

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$487,798 Land $115,000 Building $372,798	$487,798 Land $115,000 Building $372,798
2024	$7,537.00
2023		$485,625 Land $105,000 Building $380,625	$485,625 Land $105,000 Building $380,625
2022	$7,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2803 Willow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2803 Willow Ln is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Also Mapped Here	NORTH COLLIN SUD
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grayson Collin Communications Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Sparklight.

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