Snohomish County property record for 2802 Ruggs Lake Rd, Everett, WA 98208
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,674 sqft · built 1978 |
| Lot Size | 2.83 acres (123,710 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,135,000 (Oct 2017) |
| Tax Bill | $13,826 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jun 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5628-000-003-01 |
| Primary APN | 5628-000-003-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 4,674 sqft Living Area |
| Gross Area | 5,556 sqft |
| 1st Floor Area | 870 sqft |
| Basement Area | 1,344 sqft |
| Finished Basement | 1,344 sqft |
| Bonus Room | Bonus Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 123,710 sqft |
| Garage Type | Attached |
| Garage Area | 882 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Account Number | 1138231 |
|---|---|
| Street Address | 2802 RUGGS LAKE RD |
| City | EVERETT |
| State | WA |
| Zip | 98208-6741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8,400 |
| Legal Description | SECTION 29 TOWNSHIP 28 RANGE 05 QUARTER SE RUGGS LAKE BLK 000 D-01 PAR 2 SNO CO BLA NO 18-119152-BLA REC AFN 201810260226 SURV REC AFN 201810265002 BEING PTN LOTS 3 & 4 OF SD PLAT TGW UND INT IN LOT 10 |
| Legal Range | 05 |
| Legal Township | 28 |
| Legal Section | 29 |
| Legal Subdivision | RUGGS LAKE |
| Legal Block | 000 D |
| Legal Lot Number | 3-4,1 |
| Jurisdiction | SNOHOMISH WA |
| Township / Civil Division | EVERETT |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 41606 |
Source: Snohomish County records · APN 5628-000-003-01
Assessment roll updated August 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2802 RUGGS LAKE RD, EVERETT, WA 98208-6741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY CU |
| Jun 29, 2022 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU |
| May 07, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Oct 26, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 16, 2017 | Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2017 · Amount on Record |
| Deed Sale | Oct 16, 2017 · Amount on Record |
| Prior Sale | Apr 07, 2009 · Amount on Record |
| Deed Document Number | 2017493 |
| Last Transfer Date | Apr 25, 2018 |
| Transfer Doc | 0000000227 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 2802 RUGGS LAKE RD, EVERETT, WA 98208-6741 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000172 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 202209120172 |
| Name | UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | LOS ANGELES, CA 90025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 2802 RUGGS LAKE RD, EVERETT, WA 98208-6741 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000652 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 202206290652 |
| Name | BOEING EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 2802 RUGGS LAKE RD, EVERETT, WA 98208-6741 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000351 |
|---|---|
| Date | May 07, 2020 |
| Instrument | 202005070351 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | Oct 26, 2018 |
| Property Address | 2802 RUGGS LAKE RD, EVERETT, WA 98208-6741 |
| Document Number | 0000000228 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 201810260228 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $10.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2802 RUGGS LAKE RD EVERETT WA 982086741, EVERETT, WA 98208-6741 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | Oct 16, 2017 |
| Property Address | 2802 RUGGS LAKE RD, EVERETT, WA 98208-6741 |
| Document Number | 0000000493 |
| Map Reference | VOL13 PG6 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 201710160493 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Title Company | WFG NATL TITLE CO OF WA LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,208.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2802 RUGGS LAKE RD, EVERETT, WA 98208-6741 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000494 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 201710160494 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Number | 0000000495 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 201710160495 |
| Name | WILLIAM M BUCK ETAL |
|---|---|
| Type | Private Party |
| Address | 15911 23RD LN SE, MILL CREEK, WA 98012 |
| Amount | Amount Recorded |
|---|
Source: Snohomish County records · Assessment roll updated August 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Snohomish County |
| Unified School District | Everett School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,826.00 (-0.66%) | $1,536,500 (-6.88%) Land $824,500 Building $712,000 | $1,536,500 (-6.88%) Land $824,500 Building $712,000 |
| 2023 | $13,918.00 (+11.76%) | $1,650,000 (+27.43%) Land $915,500 Building $734,500 | $1,650,000 (+27.43%) Land $915,500 Building $734,500 |
| 2022 | $12,454.00 | $1,294,800 Land $663,000 Building $631,800 | $1,294,800 Land $663,000 Building $631,800 |
Source: FEMA National Flood Hazard Layer, Snohomish County (53061C), as of March 17, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.6% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 474 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system WA5379250, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SILVER LAKE WATER & SEWER DISTRICT serves 65,033 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2021 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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