2716 Ruggs Lake Rd, Everett, WA 98208 Property Records

Snohomish County property record for 2716 Ruggs Lake Rd, Everett, WA 98208

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 680 sqft · built 1952
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Dec 2017)
Tax Bill	$5,168 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5628-000-001-01`

Property Details

APN / Parcel Number

Primary APN	`5628-000-001-01`
Alternative APNs	`005628-000-001-01` `56280000010109` `1138229`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	3 Units
Stories	1 Story
Building Area	680 sqft Living Area
1st Floor Area	680 sqft
Bonus Room	Bonus Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	1138229
Street Address	2716 RUGGS LAKE RD
City	EVERETT
State	WA
Zip	98208-6743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8,400
Legal Description	RUGGS LAKE BLK 000 D-01 TH N 110FT E 50FT LOT 1 AND TH N 110FT OF LOT 2 SD PLAT PER BLA 179-92 REC AF NO 9302040320 REVISED PER BLA 142-94 REC AF NO 9409140060 & REVISED PER BLA 217-94 REC AF NO 9411290102
Legal Section	29
Legal Subdivision	RUGGS LAKE
Legal Block	000 D
Legal Lot Number	1,2
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	3
Census Block	3002
Census Tract	41606

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2716 RUGGS LAKE RD, EVERETT, WA 98208-6743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 28, 2017	Intrafamily Transfer, Transfer NEXTITLE
Dec 28, 2017	Warranty Deed, Transfer NEXTITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	2017230
Prior Transfer Date	Feb 28, 1996
Prior Transfer Doc	0000000133
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	2716 RUGGS LAKE RD, EVERETT, WA 98208-6743
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000866
Date	Feb 8, 2021
Instrument	202102080866

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SNOHOMISH WA
Recording Date	Dec 28, 2017
Property Address	2716 RUGGS LAKE RD, EVERETT, WA 98208-6743
Document Number	0000000244
Map Reference	VOL13 PG6
Instrument Date	Dec 21, 2017
Instrument	201712280244
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	NEXTITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	ROADEVERETT, 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2716 RUGGS LAKE RD, EVERETT, WA 98208-6743

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Dec 28, 2017
Property Address	2716 RUGGS LAKE RD, EVERETT, WA 98208-6743
Document Number	0000000230
Instrument Date	Dec 21, 2017
Instrument	201712280230
Transaction Type	Transfer
Record Updated	Jan 8, 2018
Title Company	NEXTITLE

Transaction

Amount	Amount Recorded
Tax	$4,455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2716 RUGGS LAKE RD EVERETT WA 982086743, EVERETT, WA 98208-6743

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,168.00 (+15.41%)	$559,000 (+8.65%) Land $484,500 Building $74,500	$559,000 (+8.65%) Land $484,500 Building $74,500
2023	$4,478.00 (+27.69%)	$514,500 (+47.17%) Land $470,300 Building $44,200	$514,500 (+47.17%) Land $470,300 Building $44,200
2022	$3,507.00	$349,600 Land $308,800 Building $40,800	$349,600 Land $308,800 Building $40,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILVER LAKE WATER & SEWER DISTRICT serves 65,033 people · EPA ID WA5379250
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2021

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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