Union County property record for 2802 Ridge Rd, Indian Trail, NC 28079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,624 sqft · built 1965 |
| Lot Size | 4.38 acres (190,793 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Apr 2022) |
| Tax Bill | $1,679 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 08-267-004 |
| Primary APN | 08-267-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Gross Area | 1,120 sqft |
| 1st Floor Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 190,793 sqft (4.38 acres) |
| Porch | Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2802 RIDGE RD |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-6703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | 4.38A 8449-795 |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20205 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2802 RIDGE RD, INDIAN TRAIL, NC 28079-6703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Apr 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Nov 24, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on Record |
| Deed Sale | Apr 11, 2022 · Amount on Record |
| Prior Sale | Nov 24, 2020 · Amount on Record |
| Deed Document Number | 202213323 |
| Deed Book / Page | 8449 / 795 |
| Prior Transfer Date | May 27, 2005 |
| Prior Transfer Doc | 3810431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2802 RIDGE RD, INDIAN TRAIL, NC 28079-6703 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2802 RIDGE RD, INDIAN TRAIL, NC 28079-6703 |
| Document Number | 0008598807 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 8598/807 |
| Instrument | 36672 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 11, 2022 |
| Property Address | 2802 RIDGE RD, INDIAN TRAIL, NC 28079-6703 |
| Document Number | 0008449795 |
| Book / Page | 8449 / 795 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 13323 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1319 SNYDERS STORE RD, 1319, WINGATE, NC 28174-8731 |
| Name | Verified Name |
|---|---|
| Address | 2802 RIDGE RD, INDIAN TRAIL, NC 28079-6703 |
| Document Number | 0000013324 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 13324 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 24, 2020 |
| Property Address | 2802 RIDGE RD, INDIAN TRAIL, NC 28079-6703 |
| Document Number | 7898586 |
| Book / Page | 007898 / 000586 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 48936 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $270.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 800 SOUTHRIDGE DR MONROE NC 281127772, MONROE, NC 28112-7772 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,500 (-) Land $102,700 Building $227,800 | $330,500 (-) Land $102,700 Building $227,800 | |
| 2025 | $1,679.00 (+43.02%) | $330,500 (+88.43%) Land $102,700 Building $227,800 | $330,500 (+88.43%) Land $102,700 Building $227,800 |
| 2023 | $1,174.00 | $175,400 Land $24,800 Building $150,600 | $175,400 Land $24,800 Building $150,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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