110 Ridge Rd, Indian Trail, NC 28079 Property Records

Union County property record for 110 Ridge Rd, Indian Trail, NC 28079

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,095 sqft · built 1984
Lot Size3.27 acres (142,790 sqft)
Owner2 Individual Names on File
Tax Bill$2,898 (2025)
Deeds & MortgagesJan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-291-005D

Property Details

APN / Parcel Number

Primary APN08-291-005D

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,095 sqft Living Area
1st Floor Area3,095 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area142,790 sqft (3.27 acres)
Garage TypeMixed
Parking Spaces6 Parking Spaces
PorchSlab
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address110 RIDGE RD
CityINDIAN TRAIL
StateNC
Zip28079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-40 UNIO
Legal Description378-235 PLUS TRACT 8A OPCQ936
Legal Tract8A
JurisdictionUNION NC
Township / Civil DivisionGOOSE CREEK
Census Block Group2
Census Block2007
Census Tract20205

Owner

110 Ridge Rd, a single family home, is owned by two individuals.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3721 RIDGE RD, INDIAN TRAIL, NC 28079-7521
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address110 RIDGE RD, INDIAN TRAIL, NC 28079
Document Number6872418
Book / Page006872 / 000418
Instrument DateJan 26, 2017
Transaction TypeMortgage
Record UpdatedMay 9, 2017
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3721 RIDGE RD INDIAN TRAIL NC 280797521, INDIAN TRAIL, NC 28079-7521

Mortgage

Document Number6872418
DateFeb 7, 2017
Book Page006872/000418
Instrument3395
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 110 Ridge Rd was $2,898.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$590,700 (-) Land $147,400 Building $443,300$590,700 (-) Land $147,400 Building $443,300
2025$2,898.00$590,700 Land $147,400 Building $443,300$590,700 Land $147,400 Building $443,300
2023$2,406.00$377,000 Land $67,400 Building $309,600$377,000 Land $67,400 Building $309,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Ridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Ridge Rd

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