2731 Jefferson St, Duluth, MN 55812 Property Records

St. Louis County property record for 2731 Jefferson St, Duluth, MN 55812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,074 sqft · built 1921
Lot Size	0.321 acres (13,989 sqft)
Owner	Individual on Record
Tax Bill	$6,988 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Aug 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2080-05700`

Property Details

APN / Parcel Number

Primary APN	`010-2080-05700`
Alternative APN	`34730`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,074 sqft Gross Area
1st Floor Area	1,462 sqft
Basement Area	1,097 sqft
Finished Basement	1,097 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	13,989 sqft (0.321 acres)
Garage Area	960 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	70 sqft
Deck Area	156 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	34730
Street Address	2731 JEFFERSON ST
City	DULUTH
State	MN
Zip	55812-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 AND 10 SERIAL #
Legal Subdivision	HARRISONS DIV OF DULUTH
Legal Block	38
Legal Lot Number	9-10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3021
Census Tract	700

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	2731 JEFFERSON ST, DULUTH, MN 55812-2321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/CMRC
Aug 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2731 JEFFERSON ST, DULUTH, MN 55812-2321
Document Number	00T1020201
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2731 JEFFERSON ST DULUTH MN 558122321, DULUTH, MN 55812-2321

Mortgage

Document Number	00T1020201
Date	Feb 3, 2020
Instrument	T1020201

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 2, 2035

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 21, 2019
Property Address	2731 JEFFERSON ST, DULUTH, MN 55812-2321
Document Number	00T1014086
Instrument Date	Aug 1, 2019
Instrument	T1014086
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2731 JEFFERSTON ST DULUTH MN 55812, DULUTH, MN 55812

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2731 JEFFERSON ST, DULUTH, MN 55812-2321
Document Number	0001005122
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2731 JEFFERSON ST DULUTH MN 558122321, DULUTH, MN 55812-2321

Mortgage

Document Number	0001005122
Date	Nov 20, 2018
Instrument	1005122

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 19, 2033

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,988.00 (+10.43%) Homeowner's exemption
2025	$6,328.00 (-0.63%) Homeowner's exemption	$519,200 (+11.46%) Land $130,500 Building $388,700	$519,200 (+11.46%) Land $130,500 Building $388,700
2024	$6,368.00	$465,800 (+17.24%) Land $76,100 Building $389,700	$465,800 (+17.24%) Land $76,100 Building $389,700
2022		$397,300 Land $66,700 Building $330,600	$397,300 Land $66,700 Building $330,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

2731 Jefferson St, Duluth, MN 55812 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Jefferson St

Nearby Streets

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