Carteret County property record for 2802 Emerald Dr, Emerald Isle, NC 28594
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 2,467 sqft · built 2023 |
| Lot Size | 0.347 acres (15,115 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,000,000 (Aug 2026) |
| Tax Bill | $4,477 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Jul 2026 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6314.14.33.7687000 |
| Primary APN | 6314.14.33.7687000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,467 sqft Heated Area |
| Gross Area | 3,574 sqft |
| Elevator | Elevator |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pile |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,115 sqft (0.347 acres) |
| Lot Dimensions | 101 ft deep x 150 ft wide |
| Deck Area | 106 sqft |
| Utility Building | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 80581 |
|---|---|
| Street Address | 2802 EMERALD DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | E UNIT 2802 EMERALD DR CONDO |
| Legal Subdivision | ROCK POINT |
| Legal Block | 33 |
| Legal Lot Number | 5 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 970903 |
2802 Emerald Dr, a condominium, is owned by an individual who bought it in August 2026.
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2788 CORSICA RD, WASHINGTON, NC 27889-6145 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Aug 21, 2025 | Special Warranty Deed, Transfer |
| Feb 4, 2025 | Special Warranty Deed, Transfer |
| Apr 15, 2024 | Warranty Deed, Transfer |
| Jul 5, 2023 | Warranty Deed, Construction Loan · Construction Mortgage PROVIDENCE BANK |
| Mar 21, 2023 | Warranty Deed, Transfer · Line of Credit PROVIDENCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2026 · Amount on File |
| Deed Sale | Aug 10, 2026 · Amount on File |
| Prior Sale | Jul 21, 2026 · Amount on File |
| Deed Document Number | 20261893389 |
| Deed Book / Page | 1893 / 389 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Aug 10, 2026 |
| Property Address | 2802 EMERALD DR, EMERALD ISLE, NC 28594 |
| Document Number | 0001893389 |
| Book / Page | 1893 / 389 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 20261893389 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $202,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2788 CORSICA RD, WASHINGTON, NC 27889-6145 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jul 21, 2026 |
| Property Address | 2802 EMERALD DR, EMERALD ISLE, NC 28594 |
| Document Number | 0001892019 |
| Book / Page | 1892 / 19 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20261892019 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 HONEYSUCKLE DR, OLD ORCHARD BEACH, ME 04064-4177 |
| Document Number | 0001892020, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20261892020 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Aug 21, 2025 |
| Property Address | 2802 EMERALD DR, EMERALD ISLE, NC 28594 |
| Document Number | 0018640150 |
| Book / Page | 1864 / 150 |
| Instrument Date | Aug 21, 2025 |
| Instrument | 1864150 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4028 KAYLOR CREEK DR, APEX, NC 27539-9207 |
| Name | Verified Name |
|---|---|
| Address | 4028 KAYLOR CREEK DR, APEX, NC 27539-9207 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Feb 4, 2025 |
| Property Address | 2802 EMERALD DR, EMERALD ISLE, NC 28594 |
| Document Number | 0018470277 |
| Book / Page | 1847 / 277 |
| Map Reference | FILE 1824271 |
| Instrument Date | Oct 7, 2024 |
| Instrument | 1847277 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4028 KAYLOR CREEK DR, APEX, NC 27539-9207 |
| Name | Verified Name |
|---|---|
| Address | 4028 KAYLOR CREEK DR, APEX, NC 27539-9207 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 15, 2024 |
| Property Address | 2802 EMERALD DR, EMERALD ISLE, NC 28594 |
| Document Number | 0018240352 |
| Book / Page | 1824 / 352 |
| Map Reference | MB 10T PG 555 |
| Instrument Date | Apr 11, 2024 |
| Instrument | 1824352 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $3,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 HOOP POLE CREEK DR, ATLANTIC BEACH, NC 28512-5840 |
| Name | Verified Name |
|---|---|
| Address | 4028 KAYLOR CREEK DR, APEX, NC 27539-9207 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jul 5, 2023 |
| Property Address | 2802 EMERALD DR, EMERALD ISLE, NC 28594 |
| Document Number | 0018030165 |
| Book / Page | 1803 / 165 |
| Map Reference | MB 29 PG 669 |
| Instrument Date | Jul 5, 2023 |
| Instrument | 1803165 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1588 NC 102 E, AYDEN, NC 28513-7551 |
| Name | Verified Name |
|---|---|
| Address | 209 E BOGUE BLVD, ATLANTIC BEACH, NC 28512-0138 |
| Document Number | 0001803161 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 1803161 |
| Name | PROVIDENCE BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Mar 21, 2023 |
| Property Address | 2802 EMERALD DR, EMERALD ISLE, NC 28594 |
| Document Number | 0017940297 |
| Book / Page | 1794 / 297 |
| Map Reference | MB 29 PG 669 |
| Instrument Date | Mar 17, 2023 |
| Instrument | 1794297 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5050 BLOOMERY RD, WILSON, NC 27896-8151 |
| Name | Verified Name |
|---|---|
| Address | 209 E BOGUE BLVD, ATLANTIC BEACH, NC 28512-0138 |
| Document Number | 0001794298 |
|---|---|
| Date | Mar 21, 2023 |
| Instrument | 1794-298 |
| Name | PROVIDENCE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2802 Emerald Dr was $4,477.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,225,603 (-) Building $1,225,603 | $1,225,603 (-) Building $1,225,603 | |
| 2025 | $4,477.00 | $1,225,603 Building $1,225,603 | $1,225,603 Building $1,225,603 |
| 2023 | $213,000 (-) Land $213,000 | $213,000 (-) Land $213,000 | |
| 2022 | $1,033.00 | $213,000 Land $213,000 | $213,000 Land $213,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2802 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2802 Emerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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