2702 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 2702 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,064 sqft · built 1993
Lot Size	0.524 acres (22,825 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Aug 2019)
Tax Bill	$4,478 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6314.14.33.9941000`

Property Details

APN / Parcel Number

Primary APN	`6314.14.33.9941000`
Alternative APNs	`338564` `66321`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,064 sqft Heated Area
Gross Area	2,764 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,825 sqft (0.524 acres)
Lot Dimensions	220 ft deep x 90 ft wide
Deck Area	9 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	66321
Street Address	2702 EMERALD DR
City	EMERALD ISLE
State	NC
Zip	28594-6525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L38 OCEAN REEF
Legal Subdivision	OCEAN REEF
Legal Block	33
Legal Lot Number	38
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1079
Census Tract	970903

Owner

2702 Emerald Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2702 EMERALD DR, EMERALD ISLE, NC 28594-6525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CAROLINA BANK
Feb 2, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CAROLINA BANK
Aug 15, 2019	Warranty Deed, Transfer JESSE L JR GOODMAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Deed Document Number	20191646258
Deed Book / Page	1646 / 258
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	2702 EMERALD DR, EMERALD ISLE, NC 28594-6525
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2702 EMERALD DR, EMERALD ISLE, NC 28594-6525

Mortgage

Document Number	0017440470
Date	Nov 1, 2021
Book Page	1744/470
Instrument	1744470

Lender

Name	FIRST CAROLINA BANK
Type	Bank
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	2702 EMERALD DR, EMERALD ISLE, NC 28594-6525
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017060362
Date	Feb 2, 2021
Book Page	1706/362
Instrument	1706362

Lender

Name	FIRST CAROLINA BANK
Type	Bank
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jan 28, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Aug 15, 2019
Property Address	2702 EMERALD DR, EMERALD ISLE, NC 28594-6525
Document Number	0016460258
Book / Page	001646 / 000258
Instrument Date	Aug 15, 2019
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,620.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 BIRKLANDS DR CARY NC 275188203, CARY, NC 27518-8203

Mortgage

Document Number	16460259
Date	Aug 15, 2019
Book Page	001646/000259

Lender

Name	JESSE L JR GOODMAN
Address	1559 HWY 11 55, KINSTON, NC 28504-4751
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	24 Months
Due	Aug 14, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 2702 Emerald Dr was $4,478.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,226,034 (-) Land $514,340 Building $711,694	$1,226,034 (-) Land $514,340 Building $711,694
2025	$4,478.00	$1,226,034 Land $514,340 Building $711,694	$1,226,034 Land $514,340 Building $711,694
2023		$650,354 Land $324,380 Building $325,974	$650,354 Land $324,380 Building $325,974
2022	$3,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2702 Emerald Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2702 Emerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Emerald Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures