28016 River Bluff Rd, Wooldridge, MO 65287 Property Records

Cooper County property record for 28016 River Bluff Rd, Wooldridge, MO 65287

Property Summary

Property TypeSingle Family Home
Details4 bd · 1,789 sqft · built 1999
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$219,450 (Sep 2023)
Tax Bill$1,454 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN08-6.0-14-000-000-006.000

Property Details

APN / Parcel Number

Primary APN08-6.0-14-000-000-006.000

Interior

Bedrooms4 Beds
Total Rooms6 Rooms
Stories1 Story
Building Area1,789 sqft Adjusted Area
1st Floor Area1,680 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialShingle
Lot Area217,800 sqft (5 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces
Utility Building216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address28016 RIVER BLUFF RD
CityWOOLDRIDGE
StateMO
Zip65287-2026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSP SW COR., N 1570, SE 130, POB, SE 200, NE 790, NW 350, SW 830, POB
Legal Range15W
Legal Township48N
Legal Section14
JurisdictionCOOPER MO
Township / Civil DivisionSALINE
Census Block Group1
Census Block1031
Census Tract950100

Owner

Source: Cooper County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28016 RIVER BLUFF RD, WOOLDRIDGE, MO 65287-2026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2023 · Amount on Record
Deed SaleSep 5, 2023 · Amount on Record
Deed Document Number20231916
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOPER MO
Property Address28016 RIVER BLUFF RD, WOOLDRIDGE, MO 65287-2026
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02017/1809
DateJul 14, 2017
Book Page2017/1809
Instrument2017-1809
Lender
NameCENTRAL BANK OF BOONE COUNTY
TypeBank
AddressCOLUMBIA, MO 65201
Agreement
TypeARM
AmountAmount Recorded
Term181 Months
DueAug 1, 2032
Interest
Rate TypeAdjustable Rate
Rate3.87%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2024
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change8.87%
Index1-Year CMT
Margin3
Max Rate8.87%

Tax Assessment & Valuation

Source: Cooper County assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyCooper County
Unified School DistrictBoonville R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,380 (-)$112,500 (-) Land $24,800 Building $87,700
2025$1,454.00$21,380 (+7.87%)$112,500 (+7.86%) Land $24,800 Building $87,700
2024$1,454.00 (+6.83%)$19,820 (-)
2023$1,361.00 (+11.28%)$19,820 (+11.1%)$104,300 (+11.08%) Land $22,500 Building $81,800
2022$1,223.00$17,840
2021$93,900 Land $22,500 Building $71,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOOPER COUNTY PWSD 1
serves 562 people · EPA ID MO3024169
Water SourceGroundwater
Last State InspectionMar 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Co-Mo Connect
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Bluff Rd

Nearby Streets

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