Cooper County property record for 27976 River Bluff Rd, Wooldridge, MO 65287
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2,011 sqft · built 1988 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,372 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-6.0-14-000-000-006.002 |
| Primary APN | 08-6.0-14-000-000-006.002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,011 sqft Adjusted Area |
| 1st Floor Area | 1,680 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 261,360 sqft (6 acres) |
| Shed | 1 Shed |
| Shed Area | 864 sqft |
| Utility Building | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 27976 RIVER BLUFF RD |
|---|---|
| City | WOOLDRIDGE |
| State | MO |
| Zip | 65287-2025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SW COR N 1570 POB N 1106.77 SE 450 SW 830 NW 140 POB |
| Legal Range | 15W |
| Legal Township | 48N |
| Legal Section | 14 |
| Legal Subdivision | S14, T48N, R15W, COOPER CO. |
| Jurisdiction | COOPER MO |
| Township / Civil Division | SALINE |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 950100 |
27976 River Bluff Rd, a rural home, is owned and occupied by an individual.
Source: Cooper County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27976 RIVER BLUFF RD, WOOLDRIDGE, MO 65287-2025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOPER MO |
| Recording Date | Aug 31, 2026 |
| Property Address | 27976 RIVER BLUFF RD, WOOLDRIDGE, MO 65287-2025 |
| Document Number | 0000002096 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 20262096 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27976 RIVER BLUFF RD, WOOLDRIDGE, MO 65287-2025 |
| Document Number | 0000002096, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 20262096 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 15, 2036 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 27976 River Bluff Rd was $1,372, up 0.1% from the year before.
Source: Cooper County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cooper County |
| Unified School District | Boonville R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,170 (-) | $107,500 (-) Land $17,100 Building $90,400 | |
| 2025 | $1,372.00 (+0.07%) | $20,170 (+7.57%) | $107,500 Land $17,100 Building $90,400 |
| 2024 | $1,371.00 (+6.53%) | $18,750 (-) | |
| 2023 | $1,287.00 (+10.85%) | $18,750 (+10.68%) | $100,000 Land $15,600 Building $84,400 |
| 2022 | $1,161.00 | $16,940 | |
| 2021 | $90,500 Land $15,600 Building $74,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27976 River Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27976 River Bluff Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COOPER COUNTY PWSD 1 serves 562 people · EPA ID MO3024169 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Co-Mo Connect Fiber | 1,000 / 1,000 |
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