2801 Stephens Ln, Lexington, MO 64067 Property Records

Lafayette County property record for 2801 Stephens Ln, Lexington, MO 64067

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,110 sqft · built 1986
Lot Size	0.455 acres (19,802 sqft)
Owner	Trust Name on File
Last Sale	$309,300 (Aug 2021)
Tax Bill	$3,112 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`03-7.0-26-3-001-005.020`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-26-3-001-005.020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,110 sqft Living Area
Basement Area	1,270 sqft
Finished Basement	1,270 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,802 sqft (0.455 acres)
Lot Dimensions	111 ft deep x 198 ft wide
Garage Type	Mixed
Garage Area	1,470 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2801 STEPHENS LN
City	LEXINGTON
State	MO
Zip	64067-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SW1/4; 692-380, 746-622, 2021DR4640, 2023DR3884
Legal Range	27
Legal Township	51
Legal Section	26
Jurisdiction	LAFAYETTE MO
Township / Civil Division	LEXINGTON
Census Block Group	4
Census Block	4038
Census Tract	90200

Owner

2801 Stephens Ln is owner-occupied and held in a trust since October 2023.

Source: Lafayette County records, as of May 27, 2026

Owner of Record	Trust Name on File
Mailing Address	2801 STEPHENS LN, LEXINGTON, MO 64067-2001
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE
Feb 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on File
Deed Sale	Aug 31, 2021 · Amount on File
Deed Document Number	2021DR4640
Last Transfer Date	Oct 12, 2023
Transfer Doc	2023DR3884
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Aug 31, 2021
Property Address	2801 STEPHENS LN, LEXINGTON, MO 64067-2001
Document Number	2021DR4640
Instrument Date	Aug 27, 2021
Instrument	2021DR4640
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 STEPHENS LN, LEXINGTON, MO 64067-2001

Mortgage

Document Number	2021DR4641
Date	Aug 31, 2021
Instrument	2021DR4641

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	2801 STEPHENS LN, LEXINGTON, MO 64067-2001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020DR0512
Date	Feb 10, 2020
Instrument	2020DR0512

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2801 Stephens Ln was $3,112, up 11.9% from the year before.

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Lexington City
Unified School District	Lexington R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,112.00 (+11.94%)	$44,287	$233,090 Land $27,450 Building $205,640
2024	$2,780.00
2023		$38,849	$204,467 Land $24,077 Building $180,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2801 Stephens Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2002–2011)
Most Recent Claim	Jun 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2801 Stephens Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON PWS serves 4,729 people · EPA ID MO1010464
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2019 Failure to filter resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Fiber.

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