Lafayette County property record for 2818 Stephens Ln, Lexington, MO 64067
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,266 sqft · built 1971 |
| Lot Size | 0.51 acres (22,224 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $233,050 (Jul 2024) |
| Tax Bill | $1,933 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Dec 2018 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-7.0-26-3-001-010.000 |
| Primary APN | 03-7.0-26-3-001-010.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,266 sqft Living Area |
| Basement Area | 1,266 sqft |
| Finished Basement | 1,266 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,224 sqft (0.51 acres) |
| Lot Dimensions | 158 ft deep x 144 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2818 STEPHENS LN |
|---|---|
| City | LEXINGTON |
| State | MO |
| Zip | 64067-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 12 & ALL LOT 13 LYNN ESTATES; 559-632, 763-244, 2017DR4551, 2018DR2017, 2018DR5102, 2023DR3932, 2024DR2437 |
| Legal Range | 27 |
| Legal Township | 51 |
| Legal Section | 26 |
| Legal Subdivision | LYNN ESTATES |
| Legal Lot Number | 12-13 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 4 |
| Census Block | 4039 |
| Census Tract | 90200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Highland Avenue Historic District listed 1983 · 72 contributing resources · NRIS 83001026 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lafayette County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2818 STEPHENS LN, LEXINGTON, MO 64067-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 26, 2023 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CREDIT UNION |
| Dec 21, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance FLAT BRANCH MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on Record |
| Deed Sale | Jul 15, 2024 · Amount on Record |
| Prior Sale | Oct 25, 2023 · Amount on Record |
| Deed Document Number | 20242437 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 2818 STEPHENS LN, LEXINGTON, MO 64067-2002 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023DR3952 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 2023DR3952 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.07% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 2818 STEPHENS LN, LEXINGTON, MO 64067-2002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018DR5103 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 2018DR5103 |
| Name | FLAT BRANCH MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2034 |
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Lexington City |
| Unified School District | Lexington R-V School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,933.00 | $27,508 (+14%) | $144,780 (+14%) Land $25,100 Building $119,680 |
| 2023 | $24,130 | $126,999 Land $22,019 Building $104,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2002–2011) |
| Most Recent Claim | Jun 2011 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON PWS serves 4,729 people · EPA ID MO1010464 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2019 Failure to filter resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| United Fiber Fiber · Fixed Wireless in parts of the area | 100 / 100 |
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