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2801 Shelburne Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2801 Shelburne Way, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,417 sqft · built 2014
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$243,200 (Jan 2015)
Tax Bill$4,729 (2025)
Deeds & MortgagesSep 2020 Mortgage
Apr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN192631015700010300

Property Details

APN / Parcel Number

Primary APN192631015700010300

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,417 sqft Heated Area
Gross Area3,141 sqft
1st Floor Area1,109 sqft
Upper Floors Area1,308 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area283 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2801 SHELBURNE WAY
CitySAINT CLOUD
StateFL
Zip34772-8909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 1 PB 22 PG 75-83 LOT 30
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PHS 1 3 &3A
Legal Phase1
Legal Tract157
Legal Block1
Legal Lot Number30
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1014
Census Tract43304

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2801 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2020Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Apr 11, 2018Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2015 · Amount on Record
Deed SaleJan 8, 2015 · Amount on Record
Prior SaleJun 12, 2014 · Amount on Record
Deed Document Number2015003173
Deed Book / Page4718 / 2974
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2801 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2801 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909

Mortgage

Document Number0058022638
DateSep 30, 2020
Book Page5802/2638
Instrument2020130732
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term332 Months
DueMay 1, 2048

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address2801 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Document Number0053280853
Instrument DateApr 11, 2018
Transaction TypeMortgage
Record UpdatedJul 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2801 SHELBURNE WAY ST CLOUD FL 347728909, ST CLOUD, FL 34772-8909

Mortgage

Document Number0053280853
DateMay 4, 2018
Book Page005328/000853
Instrument71340
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 3, 2048
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,729.00 (+8.91%) Homeowner's exemption$200,224 (+5.99%)$367,900 (-0.92%) Land $73,500 Building $294,400
2023$4,342.00 (+2.29%) Homeowner's exemption$188,915 (+3%)$371,300 (+16.03%) Land $63,000 Building $308,300
2022$4,245.00 Homeowner's exemption$183,413$320,000 Land $57,800 Building $262,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Xfinity.

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