2813 Shelburne Way, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2813 Shelburne Way, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 2014
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jul 2026)
Tax Bill	$6,964 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-26-31-0157-0001-0240`

Property Details

APN / Parcel Number

Primary APN	`19-26-31-0157-0001-0240`
Alternative APN	`263119015700010240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,894 sqft Living Area
Gross Area	2,608 sqft
1st Floor Area	1,894 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2813 SHELBURNE WAY
City	SAINT CLOUD
State	FL
Zip	34772-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAMERCY FARMS PH 1 PB 22 PG 75-83 LOT 24
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	GRAMERCY FARMS PH 1
Legal Phase	1
Legal Tract	157
Legal Block	240
Legal Lot Number	24
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1014
Census Tract	43304

Owner

2813 Shelburne Way is owned and occupied by an individual who bought it in July 2026.

Source: Osceola County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2813 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Jul 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Prior Sale	Jul 12, 2022 · Amount on File
Deed Document Number	202687335
Deed Book / Page	6998 / 1086
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 2, 2026
Property Address	2813 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Document Number	0000087335
Book / Page	6998 / 1086
Instrument Date	Jul 1, 2026
Instrument	202687335
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909

Mortgage

Document Number	0000087336,
Date	Jul 2, 2026
Instrument	202687336

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2813 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1911 SUMMER RAIN DR, SAINT CLOUD, FL 34772

Mortgage

Document Number	0062500117
Date	Jul 12, 2022
Book Page	6250/117
Instrument	2022107781

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2813 SHELBURNE WAY, SAINT CLOUD, FL 34772-8909
Document Number	0056051554
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2813 SHELBURNE WAY ST CLOUD FL 347728909, ST CLOUD, FL 34772-8909

Mortgage

Document Number	0056051554
Date	Oct 14, 2019
Book Page	005605/001554
Instrument	132470

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2813 Shelburne Way was $6,964 with a homeowner's exemption, up 2.9% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,964.00 (+2.87%) Homeowner's exemption	$325,100 Land $70,000 Building $255,100	$325,100 Land $70,000 Building $255,100
2024	$6,770.00 (-0.94%)
2023	$6,834.00 (+53.13%) Homeowner's exemption	$327,300 (+67.4%) Land $60,000 Building $267,300	$327,300 (+15.9%) Land $60,000 Building $267,300
2022	$4,463.00 Homeowner's exemption	$195,514	$282,400 Land $55,000 Building $227,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2813 Shelburne Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2813 Shelburne Way is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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