2801 Morris Thomas Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 2801 Morris Thomas Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 687 sqft · built 1923
Lot Size	0.358 acres (15,635 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Aug 2018)
Tax Bill	$2,436 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-4020-00080`

Property Details

APN / Parcel Number

Primary APN	`010-4020-00080`
Alternative APN	`1057325`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	687 sqft Gross Area
1st Floor Area	687 sqft
Basement Area	350 sqft
Finished Basement	350 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	15,635 sqft (0.358 acres)
Garage Area	572 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1057325
Street Address	2801 MORRIS THOMAS RD
City	DULUTH
State	MN
Zip	55811-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0008 BLOCK:000 SERIAL #
Legal Subdivision	SEVENTH WARD GARDEN DIV
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3004
Census Tract	2300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2801 MORRIS THOMAS RD, DULUTH, MN 55811-2817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/CMRC
Aug 31, 2018	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	20181002214
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2801 MORRIS THOMAS RD, DULUTH, MN 55811-2817
Document Number	00T1027937
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 MORRIS THOMAS RD DULUTH MN 558112817, DULUTH, MN 55811-2817

Mortgage

Document Number	00T1027937
Date	Aug 25, 2020
Instrument	T1027937

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 31, 2018
Property Address	2801 MORRIS THOMAS RD, DULUTH, MN 55811-2817
Document Number	00A1002214
Instrument Date	Aug 31, 2018
Instrument	A1002214
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2801 MORRIS THOMAS RD DULUTH MN 558112817, DULUTH, MN 55811-2817

Mortgage

Document Number	1002215
Date	Aug 31, 2018
Instrument	1002215

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,436.00 (+7.88%) Homeowner's exemption
2025	$2,258.00 (-0.7%) Homeowner's exemption	$209,300 (+10.27%) Land $36,000 Building $173,300	$209,300 (+10.27%) Land $36,000 Building $173,300
2024	$2,274.00	$189,800 (+7.47%) Land $44,700 Building $145,100	$189,800 (+7.47%) Land $44,700 Building $145,100
2022		$176,600 Land $51,000 Building $125,600	$176,600 Land $51,000 Building $125,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Airfiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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