2740 Morris Thomas Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 2740 Morris Thomas Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,232 sqft · built 1960
Lot Size	0.241 acres (10,505 sqft)
Owner	Individual Name on Record
Last Sale	$209,000 (Mar 2018)
Tax Bill	$3,512 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-3135-00070`

Property Details

APN / Parcel Number

Primary APN	`010-3135-00070`
Alternative APN	`1047462`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,232 sqft Gross Area
1st Floor Area	1,232 sqft
Basement Area	925 sqft
Finished Basement	925 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	10,505 sqft (0.241 acres)
Garage Area	528 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	32 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1047462
Street Address	2740 MORRIS THOMAS RD
City	DULUTH
State	MN
Zip	55811-2845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0007 BLOCK:001 SERIAL #
Legal Subdivision	LYNDALE DIVISION
Legal Block	1
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2008
Census Tract	2300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2740 MORRIS THOMAS RD, DULUTH, MN 55811-2845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION
Jan 30, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 23, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Mar 14, 2018	Warranty Deed, Transfer · FHA Mortgage MARKETPLACE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2018 · Amount on Record
Deed Sale	Mar 14, 2018 · Amount on Record
Prior Sale	Jul 6, 2007 · Amount on Record
Deed Document Number	2018995907
Prior Transfer Date	Dec 26, 2014
Prior Transfer Doc	0000954204
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 30, 2026
Property Address	2740 MORRIS THOMAS RD, DULUTH, MN 55811-2845
Document Number	0001101087
Instrument Date	Apr 22, 2026
Instrument	20261101087
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2740 MORRIS THOMAS RD, DULUTH, MN 55811-2845

Mortgage

Document Number	0001101087,
Date	Apr 30, 2026
Instrument	20261101087

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2740 MORRIS THOMAS RD, DULUTH, MN 55811-2845
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2740 MORRIS THOMAS RD, DULUTH, MN 55811-2845

Mortgage

Document Number	0001076573
Date	Jan 30, 2024
Instrument	1076573

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2740 MORRIS THOMAS RD, DULUTH, MN 55811-2845
Document Number	00T1023318
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2740 MORRIS THOMAS RD DULUTH MN 558112845, DULUTH, MN 55811-2845

Mortgage

Document Number	00T1023318
Date	May 12, 2020
Instrument	T1023318

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 14, 2018
Property Address	2740 MORRIS THOMAS RD, DULUTH, MN 55811-2845
Document Number	0000995907
Instrument Date	Mar 13, 2018
Instrument	995907
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2740 MORRIS THOMAS RD, DULUTH, MN 55811-2845

Mortgage

Document Number	0000995908
Date	Mar 14, 2018
Instrument	995908

Lender

Name	MARKETPLACE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,512.00 (+8.26%) Homeowner's exemption
2025	$3,244.00 (-14.72%) Homeowner's exemption	$352,000 (+14.77%) Land $28,900 Building $323,100	$352,000 (+14.77%) Land $28,900 Building $323,100
2024	$3,804.00	$306,700 (+11.41%) Land $35,900 Building $270,800	$306,700 (+11.41%) Land $35,900 Building $270,800
2022		$275,300 Land $41,000 Building $234,300	$275,300 Land $41,000 Building $234,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Airfiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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