2801 E State Rte 2, Cleveland, MO 64734 Property Records

Cass County property record for 2801 E State Rte 2, Cleveland, MO 64734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,152 sqft · built 1999
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Tax Bill	$14,975 (2025)
Deeds & Mortgages	May 2015 Mortgage Jan 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-23-09-000-000-005.001`

Property Details

APN / Parcel Number

Primary APN	`15-23-09-000-000-005.001`
Alternative APN	`2622801`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,152 sqft Living Area
1st Floor Area	3,152 sqft
Basement Area	3,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742,400 sqft (40 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	838 sqft
Patio Area	838 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	2622801
Street Address	2801 E STATE ROUTE 2
City	CLEVELAND
State	MO
Zip	64734-8911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BG163SNECR NW S1074SWALG RR1839N753E618.75N TO HY R/W ETB
Legal Range	33
Legal Township	44
Legal Section	09
Jurisdiction	CASS MO
Township / Civil Division	WEST DOLAN
Census Block Group	4
Census Block	4057
Census Tract	61100

Owner

Source: Cass County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2801 E STATE ROUTE 2, CLEVELAND, MO 64734-8911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2015	Deed of Trust, Mortgage · ARM BMO HARRIS BANK NA
Jan 19, 2016	Deed of Trust, Mortgage CAPITOL FSB
Jun 2, 2025	Warranty Deed, Transfer · Conventional Mortgage NBKC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025
Deed Sale	Jun 2, 2025
Prior Sale	May 21, 2015
Deed Document Number	767118
Deed Book / Page	5177 / 100
Record Updated	Jun 8, 2026

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	2801 E STATE ROUTE 2, CLEVELAND, MO 64734-8911
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003897/041
Date	May 26, 2015
Book Page	3897/041
Instrument	563783

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	2801 E STATE ROUTE 2, CLEVELAND, MO 64734-8911
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003963/894
Date	Jan 19, 2016
Book Page	3963/894
Instrument	577021

Lender

Name	CAPITOL FSB
Type	Bank
Address	TOPEKA, KS 66603

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2046

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Jun 2, 2025
Property Address	2801 E STATE ROUTE 2, CLEVELAND, MO 64734-8911
Document Number	005177/100
Book / Page	5177 / 100
Instrument Date	May 30, 2025
Instrument	767118
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	COFFELT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 E STATE ROUTE 2, CLEVELAND, MO 64734-8911

Mortgage

Document Number	0005177102
Date	Jun 2, 2025
Instrument	5177/102

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Unified School District	Midway R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,975.00 (+176.34%)	$83,270 (+14.19%) Land $2,600 Building $80,670	$475,430 (+13.75%) Land $15,990 Building $459,440
2023	$5,419.00 (+4,415.83%)	$72,920 (+14.6%) Land $2,430 Building $70,490	$417,960 (+14.39%) Land $15,100 Building $402,860
2022	$120.00	$63,630 Land $2,430 Building $61,200
2021			$365,370 Land $15,100 Building $350,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1984–2010)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jun 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS COUNTY PWSD 7 serves 4,143 people · EPA ID MO1024111
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Wisper ISP Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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