2305 E State Rte 2, Cleveland, MO 64734 Property Records

Cass County property record for 2305 E State Rte 2, Cleveland, MO 64734

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,861 sqft · built 1992
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Tax Bill$7,714 (2025)
Deeds & MortgagesNov 2021 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN15-23-09-000-000-005.002

Property Details

APN / Parcel Number

Primary APN15-23-09-000-000-005.002
Alternative APN
  • 2622802

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,861 sqft Living Area
1st Floor Area1,683 sqft
Basement Area1,683 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Garage Area625 sqft
Parking Spaces2 Parking Spaces
Deck Area776 sqft
Patio Area1,552 sqft

Location & Zoning

Account Number2622802
Street Address2305 E STATE ROUTE 2
CityCLEVELAND
StateMO
Zip64734-9318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBG S HWY RW IN NWCR NW E280 S657 W330 N665 E TB
Legal Range33
Legal Township44
Legal Section09
Legal SubdivisionNWCR
JurisdictionCASS MO
Township / Civil DivisionWEST DOLAN
Census Block Group4
Census Block4057
Census Tract61100

Owner

Source: Cass County records · APN 15-23-09-000-000-005.002

Assessment roll updated May 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2305 E STATE ROUTE 2, CLEVELAND, MO 64734-9318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Sep 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MO
Property Address2305 E STATE ROUTE 2, CLEVELAND, MO 64734-9318
Transaction TypeMortgage
Record UpdatedNov 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4776/85
DateNov 05, 2021
Book Page4776/85
Instrument704366
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MO
Property Address2305 E STATE ROUTE 2, CLEVELAND, MO 64734-9318
Transaction TypeMortgage
Record UpdatedOct 23, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4403/017
DateSep 11, 2019
Book Page4403/017
Instrument651426
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated May 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMissouri
CountyCass County
Unified School DistrictMidway R-I School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,714.00 (+192.53%)$40,600 (+14.4%) Land $630 Building $39,970$213,720 (+14.42%) Land $3,330 Building $210,390
2023$2,637.00 (+4,446.55%)$35,490 (+14.71%) Land $580 Building $34,910$186,780 (+14.72%) Land $3,030 Building $183,750
2022$58.00$30,940 Land $580 Building $30,360
2021$162,810 Land $3,030 Building $159,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1984–2010)
Claims Outside the SFHA1 of 7
Most Recent ClaimJun 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 3 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Townes Telecommunications
Fiber
1,000 / 1,000

Based on FCC filings for 34 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCASS COUNTY PWSD 7
serves 4,143 people
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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