Oakland County property record for 2801 Derby Rd, Troy, MI 48084
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,416 sqft · built 1985 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Company Name on File |
| Last Sale | $325,000 (Nov 2020) |
| Tax Bill | $6,728 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-30-279-015 |
| Primary APN | 88-20-30-279-015 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| 1st Floor Area | 901 sqft |
| Basement Area | 901 sqft |
| Unfinished Basement | 901 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 150 ft deep x 76 ft wide |
| Garage Area | 407 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 20 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2801 DERBY RD |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48084-2666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1E |
| Legal Description | T2N, R11E, SEC 30 PART OF NE 1/4 BEG AT PT DIST N 01-13-30 E 42.86 FT & N88-44-30 W 144 FT FROM E 1/4 COR, TH N 88-44-30 W |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 30 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 197701 |
2801 Derby Rd is owned by a company that acquired it in July 2026 and is owner-occupied.
Source: Oakland County records, as of July 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6725 DALY RD, WEST BLOOMFIELD, MI 48325-3201 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2026 | Quit Claim Deed, Transfer · Line of Credit FIRST STATE BANK |
| Jun 12, 2026 | Quit Claim Deed, Transfer TOP TITLE GROUP |
| Nov 25, 2020 | Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Nov 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage RBC BK (GEORGIA) NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2020 · Amount on File |
| Deed Sale | Nov 25, 2020 · Amount on File |
| Prior Sale | Nov 6, 2018 · Amount on File |
| Deed Document Number | 2020249608 |
| Deed Book / Page | 55237 / 735 |
| Last Transfer Date | Jul 6, 2026 |
| Transfer Doc | 0000105413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 16, 2026 |
| Property Address | 2801 DERBY RD, TROY, MI 48084-2666 |
| Document Number | 0000105413 |
| Book / Page | 61375 / 698 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 2026105413 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | ATA NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000105414, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 2026105414 |
| Name | FIRST STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 12, 2026 |
| Property Address | 2801 DERBY RD, TROY, MI 48084-2666 |
| Document Number | 0000083500 |
| Book / Page | 61285 / 142 |
| Instrument Date | May 22, 2026 |
| Instrument | 202683500 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | TOP TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 25, 2020 |
| Property Address | 2801 DERBY RD, TROY, MI 48084-2666 |
| Document Number | 0000199458 |
| Book / Page | 055237 / 000735 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 199458 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,795.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6902 ALDEN DR WEST BLOOMFIELD MI 483242014, WEST BLOOMFIELD, MI 48324-2014 |
| Document Number | 247946 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 055225/000702 |
| Instrument | 247946 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 6, 2018 |
| Property Address | 2801 DERBY RD, TROY, MI 48084-2666 |
| Document Number | 0000180874 |
| Book / Page | 052334 / 000605 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 180874 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2018 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,709.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1060 STRATFORD PL BLOOMFIELD HILLS MI 483042934, BLOOMFIELD HILLS, MI 48304-2934 |
| Document Number | 180875 |
|---|---|
| Date | Nov 6, 2018 |
| Book Page | 052334/000607 |
| Instrument | 180875 |
| Name | RBC BK (GEORGIA) NA |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27617 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 2801 Derby Rd was $6,728 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,728.00 | ||
| 2023 | $340,040 | ||
| 2022 | $5,788.00 | $170,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2801 Derby Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2801 Derby Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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