2793 Derby Rd, Troy, MI 48084 Property Records

Oakland County property record for 2793 Derby Rd, Troy, MI 48084

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,416 sqft · built 1985
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Apr 2015)
Tax Bill	$4,776 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-30-279-014`

Property Details

APN / Parcel Number

Primary APN	`88-20-30-279-014`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	901 sqft
Basement Area	901 sqft
Finished Basement	901 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 76 ft wide
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2793 DERBY RD
City	TROY
State	MI
Zip	48084-2665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1E
Legal Description	T2N, R11E, SEC 30 PART OF NE 1/4 BEG AT PT DIST N 01-13-30 E 42.86 FT & N88-44-30 W 220.50 FT FROM E 1/4 COR, TH N 88-44-30 W
Legal Range	11E
Legal Township	2N
Legal Section	30
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1029
Census Tract	197701

Owner

Source: Oakland County records · APN 88-20-30-279-014

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2793 DERBY RD, TROY, MI 48084-2665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2015 · Amount on Record
Deed Sale	Apr 21, 2015 · Amount on Record
Prior Sale	Oct 07, 1999 · Amount on Record
Deed Document Number	201583557
Deed Book / Page	48097 / 828
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2793 DERBY RD, TROY, MI 48084-2665
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2793 DERBY RD, TROY, MI 48084-2665

Mortgage

Document Number	0000210528
Date	Aug 30, 2021
Book Page	56775/253
Instrument	210528

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,776.00 (-3.86%)
2023			$361,280
2022	$4,968.00	$180,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Based on FCC filings for 541 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TROY serves 85,854 people
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.