2800 Cutters Corner, Cool, CA 95614 Property Records

El Dorado County property record for 2800 Cutters Corner, Cool, CA 95614 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1993
Square Footage	2,630 sqft Living Area
Lot Size	871,200 sqft (20 acres)
Occupancy	Owner Occupied
Last Sale	$675,000 (2021)
Tax Bill	$7,875.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`074-260-006-000`
Alternative APN	`0742600610`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,630 sqft Living Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	3 Fireplaces

Exterior

Year Built	Built 1993
Construction Type	Wood Construction
Lot Area	871,200 sqft (20 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	600 sqft Garage
Patio Area	2,630 sqft Patio
Topography	Rolling Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Water Source	Well Water Source

Location & Zoning

Old Parcel Number	0742600610
Street Address	2800 CUTTERS COR
City	COOL
State	CA
Zip	95614-9565
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	SEC 23 12 9
Legal Range	09
Legal Township	12
Legal Section	23
Legal Subdivision	TRACT 03
Legal Tract	3
Jurisdiction	EL DORADO CA
Minor Civil Division	NORTH EL DORADO
Census Blockgroup	3
Census Block	3012
Census Tract	30606

Owner

Source: El Dorado County records · APN 074-260-006-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2800 CUTTERS COR, COOL, CA 95614-9565
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Grant Deed, Transfer · Conventional Mortgage PATELCO CU
Jan 24, 2017	Deed of Trust, Mortgage · Line of Credit EL DORADO SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Jan 22, 2015
Deed Doc Number	2021-0028329
Record Refreshed	Jun 07, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 23, 2021
Property Address	2800 CUTTERS COR, COOL, CA 95614-9565
Document Number	0000028329
Map Reference	MB 10 PG 65
Instrument Date	Apr 19, 2021
Instrument	2021-0028329
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5351 CHERIS CT, SAN JOSE, CA 95123-1710

Mortgage

Document Number	0000028330
Date	Apr 23, 2021
Instrument	2021-0028330

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 01, 2031
Change Frequency	10 Years
Min Rate At Change	2.37%
Max Rate At Change	6%
Index	Other
Max Rate	9%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2800 CUTTERS COR, COOL, CA 95614-9565
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003380
Date	Jan 24, 2017
Instrument	2017-0003380

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,875.00 (+7.83%) Homeowner's exemption	$730,639 (+4.04%) Land $216,485 Building $514,154
2023	$7,303.00 (+1.33%) Homeowner's exemption	$702,270 Land $208,080 Building $494,190
2022	$7,207.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	About 1 in 62 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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