2700 Cutters Corner, Cool, CA 95614 Property Records

El Dorado County property record for 2700 Cutters Corner, Cool, CA 95614

Property Summary

Property Type	Rural Home
Details	2 bd · 3 ba · 3,645 sqft · built 1985
Lot Size	20 acres (871,200 sqft)
Owner	2 Company Names on File
Last Sale	$1,400,000 (Dec 2021)
Tax Bill	$13,387 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`074-260-009-000`

Property Details

APN / Parcel Number

Primary APN	`074-260-009-000`
Alternative APN	`0742600910`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,645 sqft Living Area
Gross Area	3,205 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	871,200 sqft (20 acres)
View / Lot	Fair
Garage Type	Attached
Garage Area	795 sqft
Parking Spaces	3 Parking Spaces
Patio Area	3,645 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	0742600910
Street Address	2700 CUTTERS COR
City	COOL
State	CA
Zip	95614-9474
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RS 11/7/4
Legal Tract	4
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3012
Census Tract	30606

Owner

Source: El Dorado County records · APN 074-260-009-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2700 CUTTERS COR, COOL, CA 95614-9474
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 30, 2021	Grant Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Dec 30, 2021 · Amount on Record
Deed Document Number	0000078979
Last Transfer Date	Sep 09, 2024
Transfer Doc	0000025376
Record Updated	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2700 CUTTERS COR, COOL, CA 95614-9474
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026321
Date	Jul 08, 2019
Instrument	2019-0026321

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 30, 2021
Property Address	2700 CUTTERS COR, COOL, CA 95614-9474
Document Number	0000078979
Map Reference	MB 11 PG 7
Instrument Date	Dec 21, 2021
Instrument	2021-0078979
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2700 CUTTERS COR, COOL, CA 95614-9474

Mortgage

Document Number	0000078980
Date	Dec 30, 2021
Instrument	2021-0078980

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$13,387.00 (+8%)	$1,236,306 (+4.04%) Land $318,362 Building $917,944
2023	$12,395.00 (+1.37%)	$1,188,300 Land $306,000 Building $882,300
2022	$12,228.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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