280 Valley Stream Dr, Holly, MI 48442 Property Records

Oakland County property record for 280 Valley Stream Dr, Holly, MI 48442

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,511 sqft · built 2005
Lot Size	0.249 acres (10,846 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Dec 2018)
Tax Bill	$4,160 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`I-01-33-153-042`

Property Details

APN / Parcel Number

Primary APN	`I-01-33-153-042`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,511 sqft Living Area
1st Floor Area	1,416 sqft
Basement Area	1,235 sqft
Unfinished Basement	1,235 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,846 sqft (0.249 acres)
Terrain	Rolling
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	75 sqft
Deck Area	186 sqft
Patio Area	186 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	280 VALLEY STREAM DR
City	HOLLY
State	MI
Zip	48442-1571
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	T5N, R7E, SEC 33 OAKLAND COUNTY CONDOMINIUM PLAN NO 1591 THE WOODLANDS OF RIVERSIDE UNIT 42 L 31635 P 001 12-11-03 FR 151-003
Legal Range	07E
Legal Township	05N
Legal Section	03
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	42
Jurisdiction	OAKLAND MI
Township / Civil Division	HOLLY
Census Block Group	1
Census Block	1013
Census Tract	124000

Owner

280 Valley Stream Dr, a condominium, is owned and occupied by an individual who bought it in December 2018.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	280 VALLEY STREAM DR, HOLLY, MI 48442-1571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROSS MORTGAGE CORP
Jun 23, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Nov 18, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Dec 13, 2018	Warranty Deed, Transfer · FHA Mortgage CASON HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2018 · Amount on File
Deed Sale	Dec 13, 2018 · Amount on File
Prior Sale	Jan 28, 2015 · Amount on File
Deed Document Number	2018200774
Deed Book / Page	52435 / 618
Prior Transfer Date	Mar 8, 2009
Prior Transfer Doc	0000050528
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	280 VALLEY STREAM DR, HOLLY, MI 48442-1571
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 VALLEY STREAM DR, HOLLY, MI 48442-1571

Mortgage

Document Number	0000138347
Date	Dec 26, 2023
Book Page	59080/184
Instrument	138347

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	280 VALLEY STREAM DR, HOLLY, MI 48442-1571
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 VALLEY STREAM DR, HOLLY, MI 48442-1571

Mortgage

Document Number	0000348314
Date	Mar 24, 2022
Book Page	57610/518
Instrument	348314

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	280 VALLEY STREAM DR, HOLLY, MI 48442-1571
Transaction Type	Mortgage
Record Updated	Jul 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 VALLEY STREAM DR 42, 42, HOLLY, MI 48442-1571

Mortgage

Document Number	0000159552
Date	Jun 23, 2021
Book Page	56442/321
Instrument	159552

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Oct 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	280 VALLEY STREAM DR, HOLLY, MI 48442-1571
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000192975
Date	Nov 18, 2019
Book Page	53514/00188
Instrument	192975

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 13, 2018
Property Address	280 VALLEY STREAM DR, HOLLY, MI 48442-1571
Document Number	0000200774
Book / Page	052435 / 000618
Instrument Date	Dec 11, 2018
Instrument	200774
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,279.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 VALLEY STREAM DR HOLLY MI 484421571, HOLLY, MI 48442-1571

Mortgage

Document Number	200775
Date	Dec 13, 2018
Book Page	052435/000620
Instrument	200775

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33418

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 280 Valley Stream Dr was $4,160 with a homeowner's exemption, down 25.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Holly Township
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,160.00 (-25.59%) Homeowner's exemption	$214,480	$428,960
2024	$5,591.00
2023		$182,430	$364,860
2021	$4,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 280 Valley Stream Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Valley Stream Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF HOLLY serves 8,557 people · EPA ID MI0003200
Water Source	Groundwater
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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