280 Spear Ct, Fernley, NV 89408 Property Records

Lyon County property record for 280 Spear Ct, Fernley, NV 89408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 1985
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,195 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`020-322-23`

Property Details

APN / Parcel Number

Primary APN	`020-322-23`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,284 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1987
Lot Area	10,019 sqft (0.23 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	160 sqft

Location & Zoning

Street Address	280 SPEAR CT
City	FERNLEY
State	NV
Zip	89408-9618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	7-20-25 FR SW4 SW4 LOT 16, BLOCK C, AS SHOWN ON THE OFFICIAL MAP OF SANDIA SUBDIVISION NO. 2, RECORDED IN THE OFFICIAL RECORDS OF LYON COUNTY, NEVADA ON SEPTEMBER 11, 1980, AS DOCUMENT NO. 55898, AND RE-RECORDED NOVEMBER 30, 1981, AS DOCUMENT NO. 649
Legal Subdivision	SANDIA 2
Legal Block	C
Legal Lot Number	16
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	1
Census Block	1036
Census Tract	960103

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 APPALACHIAN ST, CALDWELL, ID 83607-5426
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2019	Grant Deed, Transfer LAURA ROSSELL-JORDAN
Aug 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 13, 2019
Transfer Doc	0000600478
Record Updated	Sep 20, 2026

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LYON NV
Recording Date	Aug 14, 2019
Property Address	280 SPEAR CT, FERNLEY, NV 89408-9618
Document Number	0000600477
Instrument Date	Aug 13, 2019
Instrument	600477
Transaction Type	Transfer
Record Updated	Sep 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1328 BACKER WAY RENO NV 895232577, RENO, NV 89523-2577

Mortgage

Document Number	600476
Date	Aug 14, 2019
Instrument	600476

Lender

Name	LAURA ROSSELL-JORDAN
Address	285 SPEAR CT, FERNLEY, NV 89408-9618
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYON NV
Recording Date	Aug 14, 2019
Property Address	280 SPEAR CT, FERNLEY, NV 89408-9618
Document Number	0000600478
Instrument Date	Aug 13, 2019
Instrument	600478
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1328 BACKER WAY RENO NV 895232577, RENO, NV 89523-2577

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,195.00 (-20.91%)	$100,587 (+11.98%) Land $66,500 Building $34,087	$287,392 (+11.98%) Land $190,000 Building $97,392
2023	$1,511.00 (+4.06%)	$89,823 (+2.68%) Land $56,000 Building $33,823	$256,638 (+2.68%) Land $160,000 Building $96,638
2022	$1,452.00	$87,478 Land $56,000 Building $31,478	$249,938 Land $160,000 Building $89,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30

May also be available: Choice Broadband.

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