260 Spear Ct, Fernley, NV 89408 Property Records

Lyon County property record for 260 Spear Ct, Fernley, NV 89408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1983
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Tax Bill	$1,364 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-322-21`

Property Details

APN / Parcel Number

Primary APN	`020-322-21`
Alternative APN	`2032221`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	9,148 sqft (0.21 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	160 sqft

Location & Zoning

Street Address	260 SPEAR CT
City	FERNLEY
State	NV
Zip	89408-9618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	(2)CHALLACOMB TRUST KATHARINE S & DAVID G DTD2009
Legal Subdivision	SANDIA 2
Legal Block	C
Legal Lot Number	18
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	1
Census Block	1036
Census Tract	960103

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 2287, FERNLEY, NV 89408-2287
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 23, 2024	Intrafamily Transfer, Transfer
Jan 10, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 23, 2024
Transfer Doc	0000677812
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	260 SPEAR CT, FERNLEY, NV 89408-9618
Transaction Type	Mortgage
Record Updated	Feb 21, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 WINNIES LN, FERNLEY, NV 89408-9328

Mortgage

Document Number	0000678100
Date	Jan 30, 2024
Instrument	678100

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYON NV
Recording Date	Jan 23, 2024
Property Address	260 SPEAR CT, FERNLEY, NV 89408-9618
Document Number	0000677812
Map Reference	DOC 64915
Instrument Date	Jan 23, 2024
Instrument	677812
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	950 WINNIE S LANE, PAHRUMP, NV 89048

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2287, PAHRUMP, NV 89041-2287

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYON NV
Recording Date	Jan 10, 2024
Property Address	260 SPEAR CT, FERNLEY, NV 89408-9618
Document Number	0000677515
Map Reference	DOC 64915
Instrument Date	Jan 9, 2024
Instrument	677515
Transaction Type	Transfer
Record Updated	Feb 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2287, PAHRUMP, NV 89041-2287

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,364.00 (-9.07%)	$90,117 (+12.9%) Land $66,500 Building $23,617	$257,476 (+12.9%) Land $190,000 Building $67,476
2023	$1,500.00 (+7.3%)	$79,818 (+1.79%) Land $56,000 Building $23,818	$228,050 (+1.78%) Land $160,000 Building $68,050
2022	$1,398.00	$78,418 Land $56,000 Building $22,418	$224,052 Land $160,000 Building $64,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30

May also be available: Choice Broadband.

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