280 Spanish St, Sutter Creek, CA 95685 Property Records

Amador County property record for 280 Spanish St, Sutter Creek, CA 95685 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,556 sqft · built 1901
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$930,000 (Sep 2022)
Tax Bill	$9,782 (2025)
Deeds & Mortgages	Sep 2022 Transfer Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`018-054-003-000`

Property Details

APN / Parcel Number

Primary APN	`018-054-003-000`
Alternative APN	`1805400300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,556 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1940
Construction Type	Wood
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	280 SPANISH ST
City	SUTTER CREEK
State	CA
Zip	95685-9554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR LOT 2 BLK 3
Legal Block	3
Legal Lot Number	2
Jurisdiction	AMADOR CA
Township / Civil Division	IONE
Census Block Group	1
Census Block	1000
Census Tract	303

Owner

Source: Amador County records · APN 018-054-003-000

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	280 SPANISH ST, SUTTER CREEK, CA 95685-9554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY
Sep 26, 2022	Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 09, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 06, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Prior Sale	Aug 06, 2018 · Amount on Record
Deed Document Number	20228046
Prior Transfer Date	Jan 27, 2014
Prior Transfer Doc	0000001302
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMADOR CA
Recording Date	Sep 26, 2022
Property Address	280 SPANISH ST, SUTTER CREEK, CA 95685-9554
Document Number	0000008045
Map Reference	MB 51 PG 81
Instrument Date	Sep 22, 2022
Instrument	2022-0008045
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 51, SUTTER CREEK, CA 95685-0051

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Sep 26, 2022
Property Address	280 SPANISH ST, SUTTER CREEK, CA 95685-9554
Document Number	0000008046
Instrument Date	Sep 21, 2022
Instrument	2022-0008046
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	280 SPANISH ST, SUTTER CREEK, CA 95685-9554

Mortgage

Document Number	0000008047
Date	Sep 26, 2022
Instrument	2022-0008047

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	280 SPANISH ST, SUTTER CREEK, CA 95685-9554
Transaction Type	Mortgage
Record Updated	Apr 12, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 51, SUTTER CREEK, CA 95685-0051

Mortgage

Document Number	0000002904
Date	Mar 29, 2022
Instrument	2022-0002904

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMADOR CA
Recording Date	Apr 09, 2019
Property Address	280 SPANISH ST, SUTTER CREEK, CA 95685-9554
Document Number	0000002395
Instrument Date	Mar 07, 2019
Instrument	2395
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 51 SUTTER CREEK CA 956850051, SUTTER CREEK, CA 95685-0051

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Aug 06, 2018
Property Address	280 SPANISH ST, SUTTER CREEK, CA 95685-9554
Document Number	0000005840
Instrument Date	Jul 25, 2018
Instrument	5840
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$698.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 SPANISH ST SUTTER CREEK CA 956859554, SUTTER CREEK, CA 95685-9554

Tax Assessment & Valuation

Source: Amador County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Sutter Creek City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$986,923 (+2%) Land $185,711 Building $801,212
2025	$9,782.00 (+3.94%)	$967,572 (+4.04%) Land $182,070 Building $785,502
2024			$907,110
2023	$9,411.00 (+40.67%)	$930,000 Land $175,000 Building $755,000
2022	$6,690.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Amador County (06005C), updated June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060050003031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1980–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 39% of California
Wildfire Likelihood	About 1 in 568 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 202 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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