260 Spanish St, Sutter Creek, CA 95685 Property Records

Amador County property record for 260 Spanish St, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,140 sqft · built 1939
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Aug 2018)
Tax Bill	$3,947 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`018-054-010-000`

Property Details

APN / Parcel Number

Primary APN	`018-054-010-000`
Alternative APN	`1805401000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	1,140 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	260 SPANISH ST
City	SUTTER CREEK
State	CA
Zip	95685-9554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	52M66 POR LOT 1 BLK 3
Legal Subdivision	ANGELINA M RULE LIVING TRUST
Legal Block	3
Legal Lot Number	1
Jurisdiction	AMADOR CA
Township / Civil Division	IONE
Census Block Group	1
Census Block	1000
Census Tract	303

Owner

260 Spanish St is owned by two individuals who bought it in August 2018.

Source: Amador County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 18508, SOUTH LAKE TAHOE, CA 96151-8508
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Aug 9, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on File
Deed Sale	Aug 9, 2018 · Amount on File
Prior Sale	Apr 4, 2013 · Amount on File
Deed Document Number	20185944
Prior Transfer Date	Dec 11, 2012
Prior Transfer Doc	0000011366
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	260 SPANISH ST, SUTTER CREEK, CA 95685-9554
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006809
Date	Aug 14, 2020
Instrument	2020-0006809

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Aug 9, 2018
Property Address	260 SPANISH ST, SUTTER CREEK, CA 95685-9554
Document Number	0000005944
Map Reference	MB52 PG66
Instrument Date	Aug 6, 2018
Instrument	2018-0005944
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1916 JICARILLA DR, SOUTH LAKE TAHOE, CA 96150-5878
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005945
Date	Aug 9, 2018
Instrument	2018-0005945

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 260 Spanish St was $3,947.

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Sutter Creek City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,233 (+2%) Land $73,955 Building $324,278
2025	$3,947.00	$390,425 Land $72,505 Building $317,920
2024			$460,530
2023	$3,797.00 (+1.91%)	$375,267 Land $69,691 Building $305,576
2022	$3,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 260 Spanish St in Zone X, an area of moderate flood risk, though there have been 9 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1980–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Spanish St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, TANNER serves 4,940 people · EPA ID CA0310003
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cal.net, Verizon.

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