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280 NW 34th Ter, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 280 NW 34th Ter, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,152 sqft · built 1975
Lot Size0.22 acres (9,583 sqft)
Owner2 Trust Names on File
Last Sale$203,000 (Aug 2023)
Tax Bill$2,505 (2025)
Deeds & MortgagesAug 2026 Sale
Aug 2023 Sale & Mortgage
Flood ZoneZone A (high risk)
APN1-18-37-35-0020-00480-0020

Property Details

APN / Parcel Number

Primary APN1-18-37-35-0020-00480-0020
Alternative APN
  • R11837350020004800020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area1,230 sqft
1st Floor Area1,152 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,583 sqft (0.22 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address280 NW 34TH TER
CityOKEECHOBEE
StateFL
Zip34972-7615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEL MIRASOL (PLAT BOOK 2 PAGE 1) NORTH 1/2 OF LOTS 1, 2 & 3 BLOCK 48
Legal Range35E
Legal Township37S
Legal Section18
Legal SubdivisionEL MIRASOL
Legal Block48
Legal Lot Number1,2,3
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2030
Census Tract910202

Owner

280 NW 34th Ter is held in a trust since August 2026.

Source: Okeechobee County records, as of September 14, 2026

Owner of Record2 Trust Names on File
Mailing Address280 NW 34TH TER, OKEECHOBEE, FL 34972-7615
Owner TypeCompany
VestingTrust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 16, 2023Warranty Deed, Transfer · FHA Mortgage
LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2023 · Amount on File
Deed SaleAug 16, 2023 · Amount on File
Deed Document Number20239674
Last Transfer DateAug 12, 2026
Transfer Doc0000009257
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKEECHOBEE FL
Recording DateAug 20, 2026
Property Address280 NW 34TH TER, OKEECHOBEE, FL 34972-7615
Document Number0000009257
Instrument DateAug 12, 2026
Instrument20269257
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateAug 16, 2023
Property Address280 NW 34TH TER, OKEECHOBEE, FL 34972-7615
Document Number0000009674
Map ReferenceMB 2 PG 1
Instrument DateAug 14, 2023
Instrument2023009674
Transaction TypeTransfer
Record UpdatedSep 15, 2023
Title CompanyLAKE OKEECHOBEE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,421.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1117 SE 9TH AVE, OKEECHOBEE, FL 34974-5325

Transferred To (Grantee/Buyer)

NameVerified Name
Address280 NW 34TH TER, OKEECHOBEE, FL 34972-7615

Mortgage

Document Number0000009675
DateAug 16, 2023
Instrument2023009675
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 280 NW 34th Ter was $2,505.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,505.00$133,357 Land $9,000 Building $124,357$133,357 Land $9,000 Building $124,357
2023$1,791.00 (+18.3%)$106,536 (+27.28%) Land $7,500 Building $99,036$106,536 (+27.28%) Land $7,500 Building $99,036
2022$1,514.00$83,705 Land $4,200 Building $79,505$83,705 Land $4,200 Building $79,505

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 280 NW 34th Ter in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims4 (2004–2012)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 NW 34th Ter is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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