249 NW 34th Ter, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 249 NW 34th Ter, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,450 sqft · built 2007
Lot Size	0.287 acres (12,545 sqft)
Owner	2 Owner Names on File
Tax Bill	$608 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit
Flood Zone	Zone A (high risk)
APN	`1-18-37-35-0020-00470-0210`

Property Details

APN / Parcel Number

Primary APN	`1-18-37-35-0020-00470-0210`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,450 sqft Heated Area
Gross Area	1,618 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,545 sqft (0.287 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	249 NW 34TH TER
City	OKEECHOBEE
State	FL
Zip	34972-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL MIRASOL (PLAT BOOK 2 PAGE 1) LOTS 21 & 22 BLOCK 47 TOGETHER WITH THE FOLLOWING: COMMENCING AT THE SOUTHWEST CORNER OF LOT
Legal Range	35E
Legal Township	37S
Legal Section	18
Legal Subdivision	EL MIRASOL
Legal Block	47
Legal Lot Number	21,22 22
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2031
Census Tract	910202

Owner

The current owner of 249 NW 34th Ter acquired it in September 2008.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	2 Owner Names on File
Mailing Address	249 NW 34TH TER, OKEECHOBEE, FL 34972-2207
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2008
Deed Sale	Sep 11, 2008
Deed Document Number	0006591352
Deed Book / Page	659 / 1352
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	249 NW 34TH TER, OKEECHOBEE, FL 34972-2207
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 NW 34TH TER, OKEECHOBEE, FL 34972-2207

Mortgage

Document Number	2021014580
Date	Nov 16, 2021
Instrument	2021014580

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 19, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 249 NW 34th Ter was $608 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$608.00 Homeowner's exemption	$84,980	$216,062 Land $12,000 Building $204,062
2023	$1,197.00 (+12.92%) Homeowner's exemption	$80,180 (+3%)	$213,787 (+26.78%) Land $10,000 Building $203,787
2022	$1,060.00 Homeowner's exemption	$77,845	$168,624 Land $5,600 Building $163,024

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 249 NW 34th Ter in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	4 (2004–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 249 NW 34th Ter is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20