280 Most High Loop, Hot Springs, AR 71901 Property Records

Garland County property record for 280 Most High Loop, Hot Springs, AR 71901

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,610 sqft · built 2024
Lot Size	3.41 acres (148,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Sep 2024)
Tax Bill	$2,202 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`200-06225-050-001`

Property Details

APN / Parcel Number

Primary APN	`200-06225-050-001`
Alternative APN	`113558`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	148,540 sqft (3.41 acres)
Garage Type	Mixed
Garage Area	672 sqft
Driveway	Concrete Driveway
Driveway Area	400 sqft
Porch	Slab
Porch Area	442 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	280 MOST HIGH LOOP
City	HOT SPRINGS
State	AR
Zip	71901-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57
Legal Range	19W
Legal Township	02S
Legal Section	24
Legal Subdivision	BRIGHT MORNING STAR DEVELOPMENT
Legal Lot Number	57
Jurisdiction	GARLAND AR
Township / Civil Division	HOT SPRINGS
Census Block Group	1
Census Block	1018
Census Tract	10601

Owner

Source: Garland County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	280 MOST HIGH LOOP, HOT SPRINGS NATIONAL PARK, AR 71901-2822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · Line of Credit GATEWAY BANK FSB
Sep 4, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2024 · Amount on Record
Deed Sale	Sep 4, 2024 · Amount on Record
Prior Sale	Jun 2, 2008 · Amount on Record
Deed Book / Page	4683 / 295
Prior Transfer Date	May 30, 2008
Prior Transfer Doc	0029650834
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	280 MOST HIGH LOOP, HOT SPRINGS, AR 71901-2822
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 MOST HIGH LOOP, HOT SPRINGS, AR 71901-2822
Investor	Possibly a Property Investor

Mortgage

Document Number	0046200199
Date	Jan 18, 2024
Book Page	4620/199

Lender

Name	GATEWAY BANK FSB
Type	Bank
Address	BENTON, AR 72019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 10, 2025

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Sep 4, 2024
Property Address	280 MOST HIGH LOOP, HOT SPRINGS, AR 71901-2822
Document Number	0046830295
Book / Page	4683 / 295
Map Reference	MB 12 PG 64
Instrument Date	Aug 30, 2024
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 MOST HIGH LOOP, HOT SPRINGS NATIONAL PARK, AR 71901-2822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 MOST HIGH LOOP HOT SPRINGS, HOT SPRINGS NATIONAL PARK, AR 71901

Mortgage

Document Number	0046830299
Date	Sep 4, 2024
Instrument	4683-0299

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Cutter-Morning Star School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,202.00 (+1,284.91%) Homeowner's exemption	$53,080 (+1,523.24%) Land $4,920 Building $48,160
2023	$159.00	$3,270 Land $3,270	$265,400 Land $24,600 Building $240,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	May 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Arkansas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	N GARLAND CO REG WATER DIST serves 7,913 people · EPA ID AR0000867
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Longview Cable Television Company, Wireless ETC.

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