221 Most High Loop, Hot Springs, AR 71901 Property Records

Garland County property record for 221 Most High Loop, Hot Springs, AR 71901

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,409 sqft · built 2004
Lot Size	3.01 acres (131,116 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Nov 2023)
Tax Bill	$1,410 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`200-06225-007-000`

Property Details

APN / Parcel Number

Primary APN	`200-06225-007-000`
Alternative APNs	`1033011.0` `99042`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,409 sqft Living Area
1st Floor Area	1,409 sqft

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	131,116 sqft (3.01 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	644 sqft
Driveway	Driveway
Driveway Area	1,474 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	180 sqft
Patio Area	759 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1033011.0
Street Address	221 MOST HIGH LOOP
City	HOT SPRINGS
State	AR
Zip	71901-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8
Legal Range	19W
Legal Township	02S
Legal Section	24
Legal Subdivision	BRIGHT MORNING STAR DEVELOPMENT
Legal Block	1
Legal Lot Number	8
Jurisdiction	GARLAND AR
Township / Civil Division	HOT SPRINGS
Census Block Group	1
Census Block	1010
Census Tract	10601

Owner

221 Most High Loop is owned and occupied by an individual who bought it in November 2023.

Source: Garland County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	221 MOST HIGH LOOP, HOT SPRINGS, AR 71901-2822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Warranty Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage OPERATING ENGINEERS LOCAL UNION #3 FCU
Jul 12, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Prior Sale	Aug 31, 2016 · Amount on File
Deed Document Number	4607-000156
Deed Book / Page	4607 / 156
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Nov 21, 2023
Property Address	221 MOST HIGH LOOP, HOT SPRINGS, AR 71901-2822
Document Number	0046070156
Book / Page	4607 / 156
Map Reference	MB 12 PG 64
Instrument Date	Nov 21, 2023
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 HAMLIN RD, HAMLIN, ME 04785-4016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 MOST HIGH LOOP, HOT SPRINGS NATIONAL PARK, AR 71901-2822

Mortgage

Document Number	0046070160
Date	Nov 21, 2023
Instrument	4607-0160

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	221 MOST HIGH LOOP, HOT SPRINGS, AR 71901-2822
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044250021
Date	Mar 23, 2022
Book Page	4425/21

Lender

Name	OPERATING ENGINEERS LOCAL UNION #3 FCU
Type	Credit Union
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	221 MOST HIGH LOOP, HOT SPRINGS, AR 71901-2822
Document Number	0041980953
Instrument Date	Jul 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 MOST HIGH LOOP HOT SPRINGS NATIONAL PARK AR 719012822, HOT SPRINGS NATIONAL PARK, AR 71901-2822

Mortgage

Document Number	0041980953
Date	Sep 1, 2020
Book Page	004198/000953

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 31, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 221 Most High Loop was $1,410 with a homeowner's exemption.

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Cutter-Morning Star School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,410.00 Homeowner's exemption	$38,070 Land $5,410 Building $32,660
2023	$1,309.00 Homeowner's exemption	$38,070 Land $5,410 Building $32,660	$190,350 Land $27,050 Building $163,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 Most High Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	May 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Most High Loop is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	N GARLAND CO REG WATER DIST serves 7,913 people · EPA ID AR0000867
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30
Wireless ETC Fixed Wireless	100 / 25
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Most High Loop

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