280 Monument Rd, Elgin, IL 60124 Property Records

Kane County property record for 280 Monument Rd, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$408,000 (Jun 2016)
Tax Bill	$12,822 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-19-179-012`

Property Details

APN / Parcel Number

Primary APN	`06-19-179-012`

Exterior

Lot Area	12,632 sqft (0.29 acres)
Lot Width	130 ft Width

Location & Zoning

Street Address	280 MONUMENT RD
City	ELGIN
State	IL
Zip	60124-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL UNIT 4 LT 124
Legal Subdivision	SHADOW HILL
Legal Block	1
Legal Lot Number	124
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1015
Census Tract	851911

Owner

Source: Kane County records · APN 06-19-179-012

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	280 MONUMENT RD, ELGIN, IL 60124-3817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEMPER HOME LOANS INC
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit CORPORATE AMERICA FAM CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2016 · Amount on Record
Deed Sale	Jun 02, 2016 · Amount on Record
Prior Sale	Nov 05, 2013 · Amount on Record
Deed Document Number	201626909
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	280 MONUMENT RD, ELGIN, IL 60124-3817
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 MONUMENT RD, ELGIN, IL 60124-3817

Mortgage

Document Number	0000071511
Date	Sep 21, 2021
Instrument	2021K071511

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	280 MONUMENT RD, ELGIN, IL 60124-3817
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053088
Date	Sep 16, 2020
Instrument	2020K053088

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company
Address	PROVIDENCE, RI 02907

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2035

Interest

Rate Type	Fixed Rate
Rate	2.37%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	280 MONUMENT RD, ELGIN, IL 60124-3817
Document Number	0000059113
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	280 MONUMENT RD ELGIN IL 601243817, ELGIN, IL 60124-3817

Mortgage

Document Number	0000059113
Date	Nov 09, 2017
Instrument	59113

Lender

Name	CORPORATE AMERICA FAM CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 08, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,822.00 (-2.77%) Homeowner's exemption
2024	$13,187.00 (+10.74%)	$161,338 (+21.39%) Land $39,827 Building $121,511	$484,208 (+21.44%) Land $119,529 Building $364,679
2022	$11,908.00 (+4.7%) Homeowner's exemption	$132,905 (+9.1%) Land $32,808 Building $100,097	$398,715 (+9.1%) Land $98,424 Building $300,291
2021	$11,373.00 Homeowner's exemption	$121,819 Land $30,673 Building $91,146	$365,457 Land $92,019 Building $273,438

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 407 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	Fiber	1,000 / 1,000

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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